Kastani tänav 95, Tartu

Kastani tn 95 is a 3-story apartment building constructed in 1947, located in Tartu linn, comprising 5 apartments. The EHR registry code is 104039442 and cadastral ID is 79506:007:0026. Estiq reports energy class G.

The Estiq AVM model estimate is 2 245 €/m². The valuation range spans 1 946–2 544 €/m². The calculated fair value of a typical 3-room apartment is approximately €121 111.

Based on the 2 245 €/m² benchmark, a 50 sqm apartment is indicatively valued at €112 250 and a 75 sqm apartment at €168 375. Actual value depends on interior condition, floor, parking, and storage.

1-room: €66 006–€86 257; 3-room: €123 313–€161 147; 4-room: €159 487–€208 419.

The model-based indicative asking price is approximately €2 263/m² (for the typical 3-room unit, about €127 167), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €600–€730 per month, generating an estimated gross yield of 6,1–7,1%.

Buying means a loan payment of about €501 a month, renting €600–€730 — the loan payment is 25% below the rent. That is 25% (loan) and 33% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (56.2 m²) at €121,111 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €24,222 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 219 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 28% were in the two best classes and 39% in the two worst (level: high). Estimated road noise at the building is 65 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.24/m² per month in total including utilities; a typical flat paid €199 per month. Association fees excluding utilities were €2.89/m² per month, of which €2.89/m² to the repair fund. The association had €78 569 of loans outstanding. For comparison, the median of 41 associations in Vaksali linnaosa, Vaksali subdistrict was €2.59/m² per month. From 2021 to 2025 association fees changed by −36% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.