A. H. Tammsaare tee 103, Tallinn

A. H. Tammsaare tee 103 is a 5-story apartment building constructed in 1968, located in Mustamäe linnaosa, comprising 119 apartments. The EHR registry code is 101020098 and cadastral ID is 78405:501:3880. Estiq reports energy class E.

The Estiq AVM model estimate is 2 439 €/m². The valuation range spans 2 298–2 580 €/m². The calculated fair value of a typical 2-room apartment is approximately €112 096.

Based on the 2 439 €/m² benchmark, a 40 sqm apartment is indicatively valued at €97 560 and a 50 sqm apartment at €121 950. Actual value depends on interior condition, floor, parking, and storage.

1-room: €95 022–€106 724; 2-room: €106 805–€119 957; 3-room: €127 624–€143 339; 4-room: €129 340–€145 267.

The model-based indicative asking price is approximately €2 700/m² (for the typical 2-room unit, about €117 701), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €540–€670 per month, generating an estimated gross yield of 6,0–7,0%.

Buying means a loan payment of about €464 a month, renting €540–€670 — the loan payment is 23% below the rent. That is 22% (loan) and 28% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (43.6 m²) at €112,096 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €22,419 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 354 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 53% were in the two best classes and 19% in the two worst (level: elevated). Estimated road noise at the building is 54 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid the association €143 per month, plus utilities. The repair fund held €105 065 at year end. The association had €724 719 of loans outstanding. From 2021 to 2025 association fees changed by +2 481% in total; the repair fund went from €33 060 (2023) to €105 065 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.