Tallinn, A. H. Tammsaare tee 103 korteriühistu
Association of 119 flats. Loans have grown; sharp rise in association fees: +2 081% (2025); small reserve capital.
A. H. Tammsaare tee 103 korteriühistu is a 119-flat apartment association in Mustamäe district, Tallinn. Per its 2025 annual report, a typical flat paid the association €143 a month.
The repair fund held €105 065 at year end (€18/m², ≈ €883 per flat), growing every year since 2023 (€33 060) — within the usual local range. The association has a loan of €724 719 (≈ €6 090 per flat), last repayment 2045. Member fees rose 1 486% in 2022–2025 (€49 950 → €792 368 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.70/m² a month in costs and €15/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: A. H. Tammsaare tee 103, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (5 688 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Loans have grown€80 177 → €724 719 (2022–2025)
- Sharp rise in association fees: +2 081% (2025)€36 326 (2024) → €792 368 (2025)
- Small reserve capital€11 606 — less than one month of costs (€66 073)
✓ Strengths
- Repair fund grows every year€33 060 → €105 065 (2023–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.70 · fees €1.05 · repair fund €15/m² (here €19)
On the same street: A. H. Tammsaare tee
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| A. H. Tammsaare tee 103 (this one) | – | 119 | – | – | €19 | €724 719 | 2025 |
| A. H. Tammsaare tee 57 | 1 090 m | 30 | – | – | – | no | 2023 |
| A. H. Tammsaare tee 59 | 1 060 m | 72 | €2.46 | €0.60 | €9 | €67 518 | 2025 |
| A. H. Tammsaare tee 61 | 990 m | 89 | €2.38 | €1.09 | €9 | €77 157 | 2025 |
| A. H. Tammsaare tee 63 | 940 m | 118 | €2.17 | €1.12 | – | no | 2025 |
| A. H. Tammsaare tee 65 | 930 m | 30 | €2.44 | €0.70 | €11 | no | 2025 |
| A. H. Tammsaare tee 67 | 870 m | 30 | €3.21 | €1.45 | – | no | 2025 |
| A. H. Tammsaare tee 69 | 880 m | 89 | €3.36 | €1.26 | €35 | no | 2025 |
| A. H. Tammsaare tee 70 | 1 060 m | 89 | €3.32 | €0.74 | €21 | no | 2025 |
| A. H. Tammsaare tee 71 | 910 m | 72 | €2.70 | €1.05 | €11 | €83 086 | 2025 |
| A. H. Tammsaare tee 72 | 990 m | 72 | – | €2.22 | – | no | 2025 |
| A. H. Tammsaare tee 73 | 840 m | 89 | – | – | – | no | 2023 |
| A. H. Tammsaare tee 74 | 890 m | 119 | €2.57 | €0.52 | €49 | no | 2025 |
| A. H. Tammsaare tee 81 | 370 m | 185 | €2.84 | €1.02 | €15 | no | 2025 |
| A. H. Tammsaare tee 83 | 280 m | 85 | €3.58 | €1.75 | – | no | 2025 |
| A. H. Tammsaare tee 85 | 220 m | 84 | – | €3.89 | €4 | €664 003 | 2025 |
| Neighbours' median | €2.70 | €1.09 | €11 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| A. H. Tammsaare tee 103 (this one) | – | 119 | – | – | €19 | €724 719 | 2025 |
| Sääse tn 14 | 150 m | 54 | €2.50 | €1.05 | €3 | no | 2024 |
| Mustamäe tee 163 | 150 m | 60 | €2.72 | €0.85 | €19 | €79 078 | 2025 |
| Mustamäe tee 165 | 170 m | 60 | €2.78 | €1.30 | €24 | no | 2025 |
| Mustamäe tee 173 | 180 m | 89 | €2.39 | €0.75 | €22 | €52 397 | 2025 |
| Sääse tn 12 | 200 m | 59 | €2.45 | €1.24 | €4 | no | 2025 |
| Mustamäe tee 161 | 230 m | 90 | €2.92 | €0.97 | €6 | €78 534 | 2025 |
| Mustamäe tee 171a | 240 m | 60 | €3.03 | €1.10 | €20 | no | 2025 |
| Sääse tn 16 | 240 m | – | – | – | – | no | 2025 |
| Mustamäe tee 167 | 250 m | 143 | €2.70 | €0.98 | €26 | no | 2025 |
| Sääse tn 18 | 280 m | – | – | – | – | €125 | 2025 |
| Neighbours' median | €2.71 | €1.02 | €20 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 119 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €12 531 | €0.18 | €9 | €11 629 |
| Koristuscleaning of stairwells and grounds | cleaning of stairwells and grounds | €11 424 | €0.17 | €8 | €11 424 |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €768 413 | €11.26 | €538 | €13 273 |
| Total | €792 368 | €11.61 | €555 |
Fee names as written in the report.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €105 065 = €18/m² ≈ €883 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€724 719 outstanding at the end of 2025 ≈ €6 090 per flat
Principal due in the next 12 months €26 120 ≈ €2 177 a month (€18 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| Swedbank | €724 719 | – | 2045-05 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €792 368 | €36 326 | €44 216 | €49 950 | ×15.9 |
| Collected into the repair fund | €82 153 | €70 397 | €62 482 | – | +31% |
| Repair spending | €768 413 | €13 273 | €21 772 | €28 627 | ×26.8 |
| Repair fund balance | €105 065 | €64 632 | €33 060 | – | ×3.2 |
| Loan balance | €724 719 | €3 111 | €39 236 | €80 177 | ×9.0 |
| Cash | €111 823 | €78 143 | €40 786 | €38 872 | +188% |
| Reserve capital | €11 606 | €11 606 | €11 606 | €11 606 | ≈ |
| Association expenses (income statement) | €792 878 | €35 059 | €43 528 | €49 532 | ×16.0 |
| Result for the year | −€493 | €1 973 | €911 | €520 | – |
* from the comparative column of the following year's report.
"Of which repair fund" is hidden: the figure read from the report matched repair spending.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 768 413 € eest ja remondifondi koguti 82 153 €. Remondifondi jääk aasta lõpus oli 105 065 €.
members: 116 private + 3 companies.
See also
Frequently asked questions
What are the running costs of the A. H. Tammsaare tee 103 apartment association?
Per the association's 2025 annual report: a typical flat paid €143 a month; member fees of €792 368 a year in total.
How big is the repair fund of the A. H. Tammsaare tee 103 apartment association?
The repair fund held €105 065 at the end of 2025 (€18/m², ≈ €883 per flat). In 2023 it was €33 060. Compared with Mustamäe subdistrict: within the usual local range.
Does the A. H. Tammsaare tee 103 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €724 719 (≈ €6 090 per flat), last repayment 2045. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the A. H. Tammsaare tee 103 apartment association gone up?
Member fees totalled €49 950 in 2022 and €792 368 in 2025 — a change of +1 486%. Latest year: +2 081% vs 2024.
How does the A. H. Tammsaare tee 103 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.70/m² per month; repair fund €15/m² (here €18/m²).
How big is the A. H. Tammsaare tee 103 apartment association and who manages it?
119 flats. Registry code 80201965; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 5 688 m².