Kalda tee 44, Tartu

Kalda tee 44 is a 5-story apartment building constructed in 1999, located in Tartu linn, comprising 30 apartments. The EHR registry code is 104018459 and cadastral ID is 79516:028:0025. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 2 010 €/m². The valuation range spans 1 743–2 277 €/m². The calculated fair value of a typical 3-room apartment is approximately €125 836.

Based on the 2 010 €/m² benchmark, a 40 sqm apartment is indicatively valued at €80 400 and a 50 sqm apartment at €100 500. Actual value depends on interior condition, floor, parking, and storage.

1-room: €61 130–€79 885; 2-room: €80 337–€104 985; 3-room: €109 267–€142 791; 4-room: €127 689–€166 865.

The model-based indicative asking price is approximately €2 027/m² (for the typical 3-room unit, about €132 128), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €550–€670 per month, generating an estimated gross yield of 5,3–6,3%.

Buying means a loan payment of about €520 a month, renting €550–€670 — the loan payment is 15% below the rent. That is 26% (loan) and 30% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (65.2 m²) at €125,836 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €25,167 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 282 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 64% were in the two best classes and 17% in the two worst (level: elevated). Estimated road noise at the building is 65 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.39/m² per month in total including utilities; a typical flat paid €154 per month. Association fees excluding utilities were €0.92/m² per month. The repair fund held €3 765 at year end. The association had no loans. For comparison, the median of 151 associations in Annelinna linnaosa, Kesk-Annelinna subdistrict was €2.58/m² per month. From 2021 to 2025 association fees changed by +122% in total; the repair fund went from €11 689 (2021) to €3 765 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.