Kalda tee 4, Tartu

Kalda tee 4 is a 5-story apartment building constructed in 1971, located in Tartu linn, comprising 117 apartments. The EHR registry code is 104017432 and cadastral ID is 79516:022:0003. Estiq reports energy class B.

The Estiq AVM model estimate is 1 863 €/m². The valuation range spans 1 615–2 111 €/m². The calculated fair value of a typical 2-room apartment is approximately €81 599.

Based on the 1 863 €/m² benchmark, a 40 sqm apartment is indicatively valued at €74 520 and a 50 sqm apartment at €93 150. Actual value depends on interior condition, floor, parking, and storage.

1-room: €50 876–€66 484; 2-room: €71 716–€93 719; 3-room: €89 446–€116 889; 4-room: €90 902–€118 791.

The model-based indicative asking price is approximately €1 956/m² (for the typical 2-room unit, about €85 679), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €270–€330 per month, generating an estimated gross yield of 4,0–5,0%.

Buying means a loan payment of about €337 a month, renting €270–€330 — the loan payment is 12% above the rent. That is 17% (loan) and 15% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (43.8 m²) at €81,599 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €16,320 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 190 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 40% were in the two best classes and 16% in the two worst (level: elevated). Estimated road noise at the building is 50 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.82/m² per month in total including utilities; a typical flat paid €126 per month. Association fees excluding utilities were €1.67/m² per month, of which €1.32/m² to the repair fund. The repair fund held €31 439 at year end. The association had €843 404 of loans outstanding. For comparison, the median of 151 associations in Annelinna linnaosa, Kesk-Annelinna subdistrict was €2.58/m² per month. From 2021 to 2025 association fees changed by +15% in total; the repair fund went from €36 264 (2021) to €31 439 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.