Kalda tee 18, Tartu

Kalda tee 18 is a 5-story apartment building constructed in 1974, located in Tartu linn, comprising 120 apartments. The EHR registry code is 104017537 and cadastral ID is 79516:024:0005. Estiq reports energy class D.

The Estiq AVM model estimate is 1 692 €/m². The valuation range spans 1 467–1 917 €/m². The calculated fair value of a typical 2-room apartment is approximately €88 830.

Based on the 1 692 €/m² benchmark, a 40 sqm apartment is indicatively valued at €67 680 and a 50 sqm apartment at €84 600. Actual value depends on interior condition, floor, parking, and storage.

1-room: €50 534–€66 038; 2-room: €74 962–€97 961; 3-room: €92 225–€120 519.

The model-based indicative asking price is approximately €1 777/m² (for the typical 2-room unit, about €93 272), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €430–€530 per month, generating an estimated gross yield of 6,0–7,0%.

Buying means a loan payment of about €367 a month, renting €430–€530 — the loan payment is 23% below the rent. That is 18% (loan) and 24% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (52.5 m²) at €88,830 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €17,766 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 282 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 64% were in the two best classes and 13% in the two worst (level: elevated). Estimated road noise at the building is 65 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.61/m² per month in total including utilities; a typical flat paid €130 per month. Association fees excluding utilities were €0.62/m² per month, of which €0.12/m² to the repair fund. The repair fund held €194 145 at year end. The association had no loans. For comparison, the median of 151 associations in Annelinna linnaosa, Kesk-Annelinna subdistrict was €2.58/m² per month. From 2021 to 2025 association fees changed by +39% in total; the repair fund went from €67 519 (2021) to €194 145 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.