Kalda tee 22, Tartu

Kalda tee 22 is a 5-story apartment building constructed in 2003, located in Tartu linn, comprising 75 apartments. The EHR registry code is 104017524 and cadastral ID is 79516:025:0007. Estiq reports energy class D.

The Estiq AVM model estimate is 1 921 €/m². The valuation range spans 1 666–2 176 €/m². The calculated fair value of a typical 3-room apartment is approximately €121 151.

Based on the 1 921 €/m² benchmark, a 40 sqm apartment is indicatively valued at €76 840 and a 50 sqm apartment at €96 050. Actual value depends on interior condition, floor, parking, and storage.

1-room: €59 457–€77 699; 2-room: €79 944–€104 472; 3-room: €103 759–€135 592; 4-room: €116 200–€151 850.

The model-based indicative asking price is approximately €1 936/m² (for the typical 3-room unit, about €127 209), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €510–€620 per month, generating an estimated gross yield of 5,1–6,1%.

Buying means a loan payment of about €501 a month, renting €510–€620 — the loan payment is 11% below the rent. That is 25% (loan) and 28% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (65.7 m²) at €121,151 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €24,230 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 282 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 64% were in the two best classes and 13% in the two worst (level: elevated). Estimated road noise at the building is 53 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.30/m² per month in total including utilities; a typical flat paid €129 per month. Association fees excluding utilities were €1.29/m² per month, of which €0.79/m² to the repair fund. The association had no loans. For comparison, the median of 151 associations in Annelinna linnaosa, Kesk-Annelinna subdistrict was €2.58/m² per month. From 2021 to 2025 association fees changed by +173% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.