Apartment associations in Estonia
What owners pay, how big the repair funds are and who has a loan — the latest annual reports of 8541 apartment associations on a map, in rankings and in a table. Click an association to see its fees, repair fund and loans over the years.
Estiq has 8541 apartment associations in Estonia, with 311,447 flats in total. Per the latest annual reports (2023–2025), owners paid a median of €2.87/m² a month for upkeep including utilities. The associations' own fees excluding utilities had a median of €1.07/m²; a typical flat paid €144 a month in total.
The median repair fund was €10/m² of flat floor area. 35% of associations with at least three years of reports grew their fund every year. 28% of associations had a loan at year end. Upkeep is most expensive in Narva (€3.29/m²) and cheapest in Tartu (€2.52/m²). The largest repair fund per m² belongs to Riia tn 93 (€194/m²).
From each association's latest annual report — associations by report year: 2025: 7,937, 2024: 568, 2023: 36. €/m² = per m² of flats (Building Register); "a month" = yearly amount ÷ 12. How we calculate
Map
Each dot is one association. Choose what the colour shows; darker = more. Grey = no €/m² (floor area unknown).
Rankings — Estonia
By each association's latest report; only associations with 8+ flats and a known floor area count.
Largest repair fund
Repair fund balance per m² — more saved for future works.
- Riia tn 93Tartu · 10 flats€194/m²
- Männi tn 5Pärnu · 23 flats€173/m²
- Ristiku põik 3Tallinn, Põhja-Tallinn district · 11 flats€161/m²
- Roosi tn 45Tartu · 10 flats€158/m²
- Kaevu tn 2aPärnu · 8 flats€155/m²
- Pärna tn 10Pärnu · 8 flats€155/m²
- Väike-Ameerika tn 22Tallinn, Kesklinn district · 8 flats€152/m²
- Õnne tn 14Tartu · 8 flats€141/m²
- Majaka tn 52Tallinn, Lasnamäe district · 8 flats€137/m²
- Vaba tn 1aTartu · 15 flats€136/m²
Fastest-growing repair fund
Repair fund growth per m² a year, at least 3 years of reports.
- Näituse tn 36Tartu · 14 flats+€39.27/m²/yr
- Õnne tn 14Tartu · 8 flats+€39.08/m²/yr
- Pärnu mnt 8Tallinn, Kesklinn district · 18 flats+€38.04/m²/yr
- Vaba tn 1aTartu · 15 flats+€29.54/m²/yr
- J. Kunderi tn 27Tallinn, Kesklinn district · 15 flats+€28.04/m²/yr
- Kalevi tn 44Tartu · 13 flats+€27.80/m²/yr
- Paldiski mnt 45aTallinn, Kristiine district · 11 flats+€26.99/m²/yr
- J. Kuperjanovi tn 20Tartu · 36 flats+€26.90/m²/yr
- Jaaniku tee 3Harku vald, Harkujärve küla · 8 flats+€26.84/m²/yr
- Roosi tn 45Tartu · 10 flats+€26.01/m²/yr
Lowest total owner costs
Everything owners pay incl. utilities, €/m² per month.
- Uus-Tatari tn 9Tallinn, Kesklinn district · 14 flats€1.13/m²
- Ülenurme tn 31Tartu · 8 flats€1.15/m²
- Turvise tn 10Tallinn, Põhja-Tallinn district · 8 flats€1.19/m²
- Pärnasalu tn 30aSaue vald, Saue linn · 14 flats€1.26/m²
- Lubja tee 41Viimsi vald, Haabneeme alevik · 8 flats€1.26/m²
- Laaneserva tee 4Viimsi vald, Haabneeme alevik · 11 flats€1.26/m²
- Õllepruuli tn 6Tallinn, Kesklinn district · 10 flats€1.29/m²
- Herne tn 38Tartu · 14 flats€1.30/m²
- Tulika tn 24Tallinn, Kristiine district · 8 flats€1.30/m²
- Pärnade pst 4Pärnu, Paikuse alev · 18 flats€1.31/m²
Cities and municipalities
Medians of each association's latest report.
| Area | Associations | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | With loan |
|---|---|---|---|---|---|
| Tallinn | 4,929 | €2.93 | €1.19 | €11 | 27% |
| Tartu | 1,501 | €2.52 | €0.99 | €10 | 30% |
| Pärnu | 770 | €2.63 | €0.84 | €9 | 36% |
| Narva | 425 | €3.29 | €0.95 | €5 | 17% |
| Rae vald | 265 | €2.97 | €0.89 | €8 | 28% |
| Saue vald | 228 | €3.03 | €0.91 | €10 | 31% |
| Harku vald | 154 | €2.78 | €0.93 | €6 | 23% |
| Viimsi vald | 143 | €2.86 | €0.75 | €5 | 17% |
A median is shown from at least 5 associations.
Guides and methodology
Frequently asked questions — Estonia
How much do apartment associations cost to run in Estonia?
Per the latest annual reports (2023–2025), owners in 6069 associations paid a median of €2.87/m² per month including utilities (usual range €2.37/m²–€3.40/m²). The associations' own fees, excluding utilities, had a median of €1.07/m² per month. A typical flat paid €144 a month.
How big is a typical repair fund in Estonia?
The repair fund at year end had a median of €10/m² of flat floor area (5177 associations; range €5/m²–€21/m²). 35% of associations with at least 3 years of reports grew their fund every year.
How many apartment associations have a loan in Estonia?
28% of associations (8541 with readable loan data) had a loan at year end — usually for renovation. An association loan stays with the building when a flat is sold, so a buyer should know the balance.
Which apartment associations have the largest repair fund in Estonia?
By repair fund balance per m² of flats (associations with 8+ flats): Riia tn 93 (€194/m²), Männi tn 5 (€173/m²), Ristiku põik 3 (€161/m²).
Which apartment associations have the lowest costs in Estonia?
By total owner costs incl. utilities, €/m² per month, associations with 8+ flats: Uus-Tatari tn 9 (€1.13/m²), Ülenurme tn 31 (€1.15/m²), Turvise tn 10 (€1.19/m²). Low costs can also mean less saved for repairs.
Where are association running costs highest and lowest in Estonia?
The median of total owner costs was highest in Narva (€3.29/m² per month) and lowest in Tartu (€2.52/m² per month), counting areas with data for at least 20 associations.
Where does this data come from and how accurate is it?
From each association's latest annual report in the e-Business Register (2023–2025); €/m² uses the flats' floor area in the Building Register. Where that area is missing or implausible (under 22 m² per flat) no €/m² is shown. Figures are machine-read from the reports — check the original before deciding.