Võru tänav 91a, Tartu

Võru tn 91a is a 2-story apartment building constructed in 1974, located in Tartu linn, comprising 10 apartments. The EHR registry code is 104030770 and cadastral ID is 79510:009:0017. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 2 756 €/m². The valuation range spans 2 389–3 123 €/m². The calculated fair value of a typical 4-room apartment is approximately €242 204.

Based on the 2 756 €/m² benchmark, a 50 sqm apartment is indicatively valued at €137 800 and a 75 sqm apartment at €206 700. Actual value depends on interior condition, floor, parking, and storage.

1-room: €148 037–€193 455; 2-room: €106 809–€139 578; 4-room: €210 879–€275 578.

The model-based indicative asking price is approximately €2 691/m² (for the typical 4-room unit, about €254 314), allowing a 3–5% negotiation buffer.

A 4-room apartment in good condition has an estimated market rent of €1 130–€1 380 per month, generating an estimated gross yield of 5,7–6,7%.

Buying means a loan payment of about €1,001 a month, renting €1,130–€1,380 — the loan payment is 20% below the rent. That is 50% (loan) and 62% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 4-room flat (94.5 m²) at €242,204 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €48,441 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 338 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 48% were in the two best classes and 26% in the two worst (level: high). Estimated road noise at the building is 50 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €0.63/m² per month in total including utilities; a typical flat paid €56 per month. Association fees excluding utilities were €0.32/m² per month, of which €0.32/m² to the repair fund. The repair fund held €0 at year end. The association had no loans. For comparison, the median of 1092 associations in Tartu linn was €2.53/m² per month. From 2022 to 2025 association fees changed by +14% in total; the repair fund went from €0 (2023) to €0 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.