Õismäe tee 109, Tallinn

Õismäe tee 109 is a 14-story apartment building constructed in 1982, located in Haabersti linnaosa, comprising 91 apartments. The EHR registry code is 101013646 and cadastral ID is 78406:603:1470. Estiq reports energy class D.

The Estiq AVM model estimate is 2 460 €/m². The valuation range spans 2 226–2 694 €/m². The calculated fair value of a typical 2-room apartment is approximately €130 626.

Based on the 2 460 €/m² benchmark, a 40 sqm apartment is indicatively valued at €98 400 and a 50 sqm apartment at €123 000. Actual value depends on interior condition, floor, parking, and storage.

1-room: €84 273–€101 965; 2-room: €115 990–€140 342; 3-room: €129 348–€156 504.

The model-based indicative asking price is approximately €2 583/m² (for the typical 2-room unit, about €137 157), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €560–€690 per month, generating an estimated gross yield of 5,2–6,2%.

Buying means a loan payment of about €540 a month, renting €560–€690 — the loan payment is 14% below the rent. That is 25% (loan) and 29% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (53.1 m²) at €130,626 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €26,125 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 328 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 78% were in the two best classes and 4% in the two worst (level: moderate). Estimated road noise at the building is 55 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

Association fees excluding utilities were €1.38/m² per month, of which €1.08/m² to the repair fund. The association had €20 049 of loans outstanding. From 2021 to 2025 association fees changed by +54% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.