Tallinn, Õismäe tee 109 korteriühistu
Association of 91 flats. Sharp rise in association fees: +74% (2025); loan is being paid down.
Õismäe tee 109 korteriühistu is a 91-flat apartment association in Haabersti district, Tallinn. Per its 2025 annual report, association fees excluding utilities were €1.38/m² a month.
The association has a loan of €20 049 (≈ €220 per flat), last repayment 2026. Member fees rose 54% in 2021–2025 (€46 711 → €72 009 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.67/m² a month in costs and €14/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Õismäe tee 109, Tallinn. Data: the association's annual reports 2021–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (4 356 m², Building Register); "a month" = yearly amount ÷ 12.
The association's own charges without utilities: upkeep, management, repair fund, loan.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Sharp rise in association fees: +74% (2025)€41 482 (2024) → €72 009 (2025)
✓ Strengths
- Loan is being paid down€161 886 → €20 049 (2021–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.67 · fees €0.84 (here €1.38) · repair fund €14/m²
On the same street: Õismäe tee
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Õismäe tee 109 (this one) | – | 91 | – | €1.38 | – | €20 049 | 2025 |
| Õismäe tee 1 | 1 060 m | 60 | €2.80 | €0.47 | €31 | no | 2025 |
| Õismäe tee 2 | 1 020 m | 72 | €3.21 | €0.70 | €37 | no | 2025 |
| Õismäe tee 3 | 1 030 m | 59 | €2.12 | €0.43 | €20 | €35 842 | 2025 |
| Õismäe tee 4 | 1 000 m | 71 | €2.45 | €0.95 | – | no | 2025 |
| Õismäe tee 5 | 1 030 m | 60 | €2.99 | €0.68 | €13 | no | 2025 |
| Õismäe tee 6 | 970 m | 144 | – | €3.23 | €2 | no | 2025 |
| Õismäe tee 7 | 990 m | 60 | €3.16 | €0.50 | – | no | 2025 |
| Õismäe tee 8 | 920 m | 72 | €2.67 | €1.20 | €12 | no | 2024 |
| Õismäe tee 9 | 960 m | 89 | €2.62 | €0.79 | €39 | no | 2025 |
| Õismäe tee 10 | 830 m | 65 | €2.91 | €0.73 | €18 | no | 2025 |
| Õismäe tee 11 | 920 m | 30 | €2.70 | €1.26 | €0 | €13 504 | 2025 |
| Õismäe tee 12 | 870 m | 215 | €3.18 | €1.31 | – | €984 983 | 2025 |
| Õismäe tee 13 | 890 m | 30 | – | €0.60 | €32 | no | 2025 |
| Õismäe tee 15 | 970 m | 179 | €1.82 | €0.56 | €5 | no | 2025 |
| Õismäe tee 18 | 930 m | 72 | €2.50 | €0.89 | €5 | no | 2025 |
| Neighbours' median | €2.70 | €0.73 | €15 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Õismäe tee 109 (this one) | – | 91 | – | €1.38 | – | €20 049 | 2025 |
| Paldiski mnt 221a | 90 m | 100 | €3.09 | €1.10 | €3 | no | 2025 |
| Paldiski mnt 219a | 190 m | – | – | – | – | no | 2025 |
| Paldiski mnt 189 | 250 m | 149 | €2.32 | €0.54 | – | €40 274 | 2025 |
| Paldiski mnt 187 | 290 m | 60 | €2.70 | €0.69 | €9 | no | 2025 |
| Paldiski mnt 185 | 330 m | 40 | €2.46 | €0.77 | €15 | no | 2025 |
| Paldiski mnt 209 | 350 m | 34 | €2.28 | €0.92 | – | no | 2025 |
| Paldiski mnt 201 | 360 m | 34 | €2.48 | €1.24 | €11 | no | 2025 |
| Paldiski mnt 183 | 390 m | 40 | €2.27 | €1.37 | €23 | no | 2025 |
| Järveotsa tee 1 | 390 m | 83 | €2.74 | €1.24 | €18 | no | 2025 |
| Järveotsa tee 17a | 400 m | 82 | – | €3.30 | – | €44 630 | 2025 |
| Neighbours' median | €2.47 | €1.10 | €13 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 91 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €15 359 | €0.29 | €14 | €15 418 |
| Haldusfondbookkeeping, board and property manager | bookkeeping, board and property manager | €11 470 | €0.22 | €11 | €11 894 |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €45 180 | €0.86 | €41 | €14 170 |
| Total | €72 009 | €1.38 | €66 |
Fee names as written in the report.
Compared with Väike-Õismäe subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€20 049 outstanding at the end of 2025 ≈ €220 per flat
Principal due in the next 12 months €20 049 ≈ €1 671 a month (€18 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €20 049 | – | 2026-06 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022 | 2021* | Change | |
|---|---|---|---|---|---|---|
| Association fees per year | €72 009 | €41 482 | €90 054 | €43 224 | €46 711 | +54% |
| of which repair fund | €56 650 | €26 064 | €74 526 | €28 990 | – | +95% |
| Collected into the repair fund | €33 039 | €22 576 | €14 545 | €66 506 | – | −50% |
| Repair spending | €45 180 | €14 170 | €62 689 | €18 138 | €22 113 | +104% |
| Loan balance | €20 049 | €58 537 | €94 290 | €127 942 | €161 886 | −88% |
| Cash | €43 592 | €34 491 | €15 067 | €55 405 | €42 424 | ≈ |
| Reserve capital | €16 934 | €16 934 | €16 934 | €16 934 | €16 934 | ≈ |
| Association expenses (income statement) | €73 854 | €42 257 | €91 153 | €46 276 | €49 768 | +48% |
| Result for the year | −€1 409 | €12 | €66 | €226 | €7 505 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 45 180 € eest ja remondifondi koguti 33 039 €.
members: 105 private.
See also
Frequently asked questions
What are the running costs of the Õismäe tee 109 apartment association?
Per the association's 2025 annual report: the association's own fees excluding utilities €1.38/m² per month.
Does the Õismäe tee 109 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €20 049 (≈ €220 per flat), last repayment 2026. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Õismäe tee 109 apartment association gone up?
Member fees totalled €46 711 in 2021 and €72 009 in 2025 — a change of +54%. Latest year: +74% vs 2024.
How does the Õismäe tee 109 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.67/m² per month; repair fund €14/m².
How big is the Õismäe tee 109 apartment association and who manages it?
91 flats. Registry code 80063262; reports 2021–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 4 356 m².