Õismäe tee 195, Tallinn

Õismäe tee 195 is a 5-story apartment building constructed in 1978, located in Haabersti linnaosa, comprising 60 apartments. The EHR registry code is 101020298 and cadastral ID is 78406:603:0052. Estiq reports energy class D.

The Estiq AVM model estimate is 2 377 €/m². The valuation range spans 2 151–2 603 €/m². The calculated fair value of a typical 2-room apartment is approximately €123 452.

Based on the 2 377 €/m² benchmark, a 40 sqm apartment is indicatively valued at €95 080 and a 50 sqm apartment at €118 850. Actual value depends on interior condition, floor, parking, and storage.

1-room: €90 640–€109 670; 2-room: €108 326–€131 068; 3-room: €133 443–€161 459; 4-room: €133 645–€161 703.

The model-based indicative asking price is approximately €2 464/m² (for the typical 2-room unit, about €129 625), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €540–€660 per month, generating an estimated gross yield of 5,3–6,3%.

Buying means a loan payment of about €510 a month, renting €540–€660 — the loan payment is 15% below the rent. That is 24% (loan) and 28% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (52.6 m²) at €123,452 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €24,690 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 98 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 65% were in the two best classes and 6% in the two worst (level: moderate). Estimated road noise at the building is 65 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.85/m² per month in total including utilities; a typical flat paid €143 per month. Association fees excluding utilities were €1.07/m² per month, of which €0.19/m² to the repair fund. The repair fund held €31 275 at year end. The association had €15 098 of loans outstanding. For comparison, the median of 150 associations in Väike-Õismäe subdistrict was €2.66/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.