Tallinn, Mustamäe tee 195 korteriühistu
Association of 119 flats. Repair fund has shrunk; sharp rise in association fees: +88% (2025); loan is being paid down.
Mustamäe tee 195 korteriühistu is a 119-flat apartment association in Mustamäe district, Tallinn. Per its 2025 annual report, a typical flat paid the association €145 a month; total costs including utilities were €3.05/m² a month (within the usual local range, Mustamäe subdistrict).
The repair fund held €72 394 at year end (€13/m², ≈ €608 per flat); in 2022 it was €92 554 — within the usual local range. The association has a loan of €222 711 (≈ €1 872 per flat). Member fees rose 120% in 2022–2025 (€74 003 → €163 063 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.95/m² a month in costs and €8/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Mustamäe tee 195, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (5 700 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Repair fund has shrunk€118 587 (2024) → €72 394 (2025), repairs in the period €106 551
- Sharp rise in association fees: +88% (2025)€86 864 (2024) → €163 063 (2025)
✓ Strengths
- Loan is being paid down€292 865 → €222 711 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.95 (here €3.05) · fees €1.33 (here €2.38) · repair fund €8/m² (here €13)
On the same street: Mustamäe tee
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Mustamäe tee 195 (this one) | – | 119 | €3.05 | €2.38 | €13 | €222 711 | 2025 |
| Mustamäe tee 3 | 3 270 m | 49 | €8.87 | €2.28 | – | no | 2025 |
| Mustamäe tee 29 | 2 810 m | 86 | €3.42 | €0.88 | €15 | no | 2025 |
| Mustamäe tee 46 | 1 710 m | 18 | – | – | – | no | 2025 |
| Mustamäe tee 80 | 1 150 m | 72 | €2.42 | €1.41 | €4 | €18 757 | 2025 |
| Mustamäe tee 82 | 1 110 m | 144 | – | – | – | no | 2025 |
| Mustamäe tee 84 | 1 030 m | 144 | €2.67 | €2.31 | – | €26 847 | 2025 |
| Mustamäe tee 86 | 970 m | 144 | €2.87 | €1.37 | €8 | no | 2025 |
| Mustamäe tee 96 | 660 m | 119 | €2.42 | €1.18 | €20 | no | 2025 |
| Mustamäe tee 100 | 660 m | 119 | €2.49 | €0.72 | – | no | 2025 |
| Mustamäe tee 102 | 610 m | 119 | €3.13 | €0.81 | €21 | no | 2025 |
| Mustamäe tee 106 | 460 m | 120 | €3.65 | €1.39 | – | no | 2025 |
| Mustamäe tee 112 | 330 m | 60 | €3.40 | €2.89 | – | no | 2025 |
| Mustamäe tee 114 | 300 m | 60 | €3.37 | €1.40 | €8 | €101 520 | 2025 |
| Mustamäe tee 118 | 240 m | 80 | €2.94 | €1.22 | €15 | no | 2025 |
| Mustamäe tee 120 | 330 m | 60 | €2.62 | €0.75 | €19 | no | 2025 |
| Neighbours' median | €2.94 | €1.37 | €15 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Mustamäe tee 195 (this one) | – | 119 | €3.05 | €2.38 | €13 | €222 711 | 2025 |
| Keskuse tn 4a | 90 m | 90 | €2.34 | €1.01 | – | €79 779 | 2025 |
| Keskuse tn 4 | 140 m | 70 | €2.01 | €0.61 | €4 | €14 730 | 2025 |
| Keskuse tn 6 | 170 m | 119 | €3.49 | €1.88 | €6 | €81 087 | 2025 |
| E. Vilde tee 79 | 220 m | 119 | – | €6.33 | €19 | €1 461 429 | 2025 |
| E. Vilde tee 81 | 260 m | 60 | €3.36 | €1.29 | €7 | no | 2025 |
| Sõpruse pst 250 | 260 m | 144 | €2.95 | €1.62 | – | €230 222 | 2025 |
| E. Vilde tee 77a | 280 m | 77 | – | – | – | no | 2024 |
| Sõpruse pst 246 | 280 m | 90 | €3.19 | €1.26 | €8 | €488 206 | 2025 |
| Sõpruse pst 244 | 290 m | 60 | €3.23 | €2.55 | €3 | €72 448 | 2025 |
| Sõpruse pst 242 | 290 m | 144 | €2.24 | €0.45 | €20 | no | 2025 |
| Neighbours' median | €3.07 | €1.29 | €7 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 119 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €46 229 | €0.68 | €32 | €40 799 |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €116 834 | €1.71 | €82 | €46 065 |
| Total | €163 063 | €2.38 | €114 |
Fee names as written in the report.
Compared with Mustamäe subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €72 394 = €13/m² ≈ €608 per flat
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€222 711 outstanding at the end of 2025 ≈ €1 872 per flat
Principal due in the next 12 months €25 511 ≈ €2 126 a month (€18 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €222 711 | – | – |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €163 063 | €86 864 | €74 663 | €74 003 | +120% |
| of which repair fund | €116 834 | €46 065 | €34 896 | – | ×3.3 |
| Collected into the repair fund | €59 481 | €45 805 | €45 839 | – | +30% |
| Repair spending | €106 551 | €33 239 | €23 996 | €32 250 | ×3.3 |
| Repair fund balance | €72 394 | €118 587 | €103 463 | €92 554 | −22% |
| Loan balance | €222 711 | €246 997 | €270 083 | €292 865 | −24% |
| Cash | €84 848 | €126 865 | €111 683 | €102 629 | −17% |
| Reserve capital | €15 000 | €15 000 | €15 000 | €14 119 | +6.2% |
| Association expenses (income statement) | €150 264 | €72 927 | €63 273 | €61 365 | +145% |
| Result for the year | €2 950 | €1 313 | −€520 | €2 322 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 106 551 € eest ja remondifondi koguti 59 481 €. Remondifondi jääk aasta lõpus oli 72 394 €.
members: 117 private + 2 companies.
See also
Frequently asked questions
What are the running costs of the Mustamäe tee 195 apartment association?
Per the association's 2025 annual report: total owner costs of €3.05/m² per month including utilities; a typical flat paid €145 a month; the association's own fees excluding utilities €2.38/m² per month. The Mustamäe subdistrict median was €2.93/m² per month.
How big is the repair fund of the Mustamäe tee 195 apartment association?
The repair fund held €72 394 at the end of 2025 (€13/m², ≈ €608 per flat). In 2022 it was €92 554. Compared with Mustamäe subdistrict: within the usual local range.
Does the Mustamäe tee 195 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €222 711 (≈ €1 872 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Mustamäe tee 195 apartment association gone up?
Member fees totalled €74 003 in 2022 and €163 063 in 2025 — a change of +120%. Latest year: +88% vs 2024.
How does the Mustamäe tee 195 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.95/m² per month (here €3.05/m² per month); repair fund €8.10/m² (here €13/m²).
How big is the Mustamäe tee 195 apartment association and who manages it?
119 flats. Registry code 80141921; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 5 700 m².