Tallinn, Keskuse tn 6 korteriühistu
Association of 119 flats. Loan is being paid down.
Keskuse tn 6 korteriühistu is a 119-flat apartment association in Mustamäe district, Tallinn. Per its 2025 annual report, a typical flat paid the association €161 a month; total costs including utilities were €3.49/m² a month (highest quarter locally, Mustamäe subdistrict).
The repair fund held €32 578 at year end (€6/m², ≈ €274 per flat); in 2022 it was €16 384 — lowest quarter locally. The association has a loan of €81 087 (≈ €681 per flat), last repayment 2027. Member fees rose 29% in 2022–2025 (€99 637 → €128 336 a year).
There are 17 associations with reports on the same street and within 500 m; their median is €2.79/m² a month in costs and €12/m² of repair fund. The board's report mentions: KredEx/tervikrenoveerimise projekt. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Keskuse tn 6, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (5 688 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
✓ Strengths
- Loan is being paid down€208 752 → €81 087 (2022–2025)
Flags are taken from the association's management report.
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 17 neighbouring associations (median): total costs €2.79 (here €3.49) · fees €1.04 (here €1.88) · repair fund €12/m² (here €6)
On the same street: Keskuse tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Keskuse tn 6 (this one) | – | 119 | €3.49 | €1.88 | €6 | €81 087 | 2025 |
| Keskuse tn 4 | 120 m | 70 | €2.01 | €0.61 | €4 | €14 730 | 2025 |
| Keskuse tn 4a | 170 m | 90 | €2.34 | €1.01 | – | €79 779 | 2025 |
| Keskuse tn 12 | 230 m | 80 | €2.67 | €0.62 | €46 | no | 2025 |
| Keskuse tn 14 | 270 m | 80 | €4.20 | €2.43 | €38 | €1 067 578 | 2025 |
| Keskuse tn 14a | 320 m | 50 | €2.73 | €0.82 | €32 | no | 2025 |
| Keskuse tn 20 | 370 m | 80 | €2.88 | €0.80 | – | no | 2024 |
| Keskuse tn 22 | 410 m | 80 | €2.73 | €1.28 | €3 | €177 279 | 2025 |
| Neighbours' median | €2.73 | €0.82 | €32 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Keskuse tn 6 (this one) | – | 119 | €3.49 | €1.88 | €6 | €81 087 | 2025 |
| Mustamäe tee 201 | 100 m | 60 | €3.22 | €0.63 | €44 | no | 2025 |
| Mustamäe tee 199 | 110 m | 144 | €2.42 | €0.53 | €12 | no | 2025 |
| Sõpruse pst 250 | 160 m | 144 | €2.95 | €1.62 | – | €230 222 | 2025 |
| Mustamäe tee 195 | 170 m | 119 | €3.05 | €2.38 | €13 | €222 711 | 2025 |
| Mustamäe tee 138 | 190 m | 80 | €3.15 | €1.52 | €6 | €120 519 | 2025 |
| Mustamäe tee 193 | 200 m | 90 | €2.52 | €1.07 | €48 | no | 2025 |
| Mustamäe tee 132 | 210 m | 80 | €2.82 | €1.47 | €10 | €66 869 | 2025 |
| Sõpruse pst 246 | 230 m | 90 | €3.19 | €1.26 | €8 | €488 206 | 2025 |
| Sõpruse pst 253a | 250 m | 43 | – | – | – | no | 2025 |
| Mustamäe tee 124 | 260 m | 80 | €2.75 | €0.92 | €9 | €142 586 | 2025 |
| Neighbours' median | €2.95 | €1.26 | €11 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €32 578 = €5.73/m² ≈ €274 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€81 087 outstanding at the end of 2025 ≈ €681 per flat
Principal due in the next 12 months €47 863 ≈ €3 989 a month (€34 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €8 031 | Euribor + 2.80% | 2027-08 |
| – | €73 056 | Euribor + 3.00% | 2027-08 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €128 336 | €123 929 | €123 365 | €99 637 | +29% |
| Collected into the repair fund | €87 596 | €87 478 | €85 889 | – | ≈ |
| Repair spending | €97 745 | €95 055 | €92 809 | €73 386 | +33% |
| Repair fund balance | €32 578 | €9 692 | €9 178 | €16 384 | +99% |
| Loan balance | €81 087 | €126 506 | €168 667 | €208 752 | −61% |
| Cash | €55 136 | €29 200 | €17 185 | €21 161 | +161% |
| Reserve capital | €17 000 | €16 000 | €16 000 | €14 000 | +21% |
| Association expenses (income statement) | €123 100 | €122 106 | €123 430 | €102 407 | +20% |
| Result for the year | €5 633 | €2 148 | €259 | −€2 551 | – |
* from the comparative column of the following year's report.
"Of which repair fund" is hidden: the figure read from the report matched repair spending.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandes märgitud tähelepanekud: KredEx/tervikrenoveerimise projekt. plaanis on lõpetada amortiseerunud kanalisatsioonipüstikute väljavahetamine, jätkata ning viia täismahus lõpuni trepikodade elektrikappide remont. Aastatel 2012-2013 teostati suuremahulisemad renoveerimistööd, mille katteks võeti ka 15 aastane laen. Varasem remondilaen aastast...
Plans: plaanis on lõpetada amortiseerunud kanalisatsioonipüstikute väljavahetamine, jätkata ning viia täismahus lõpuni trepikodade elektrikappide remont. Aastatel 2012-2013 teostati suuremahulisemad renoveerimistööd, mille katteks võeti ka 15 aastane laen. Varasem remondilaen aastast...
members: 130 private + 3 companies.
See also
Frequently asked questions
What are the running costs of the Keskuse tn 6 apartment association?
Per the association's 2025 annual report: total owner costs of €3.49/m² per month including utilities; a typical flat paid €161 a month; the association's own fees excluding utilities €1.88/m² per month. The Mustamäe subdistrict median was €2.93/m² per month.
How big is the repair fund of the Keskuse tn 6 apartment association?
The repair fund held €32 578 at the end of 2025 (€5.73/m², ≈ €274 per flat). In 2022 it was €16 384. Compared with Mustamäe subdistrict: lowest quarter locally.
Does the Keskuse tn 6 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €81 087 (≈ €681 per flat), Euribor, last repayment 2027. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Keskuse tn 6 apartment association gone up?
Member fees totalled €99 637 in 2022 and €128 336 in 2025 — a change of +29%. Latest year: +3.6% vs 2024.
How does the Keskuse tn 6 apartment association compare with neighbouring buildings?
There are 17 associations with reports on the same street and within 500 m. Their median: total costs €2.79/m² per month (here €3.49/m² per month); repair fund €12/m² (here €5.73/m²).
How big is the Keskuse tn 6 apartment association and who manages it?
119 flats. Registry code 80111529; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 5 688 m².