Jaama tänav 44, Tartu

Jaama tn 44 is a 3-story apartment building constructed in 1979, located in Tartu linn, comprising 5 apartments. The EHR registry code is 121318375 and cadastral ID is 79514:010:0003. Estiq reports energy class B.

The Estiq AVM model estimate is 2 263 €/m². The valuation range spans 1 962–2 564 €/m². The calculated fair value of a typical 3-room apartment is approximately €163 117.

Based on the 2 263 €/m² benchmark, a 50 sqm apartment is indicatively valued at €113 150 and a 75 sqm apartment at €169 725. Actual value depends on interior condition, floor, parking, and storage.

3-room: €131 819–€172 261; 4-room: €159 873–€208 923.

The model-based indicative asking price is approximately €2 281/m² (for the typical 3-room unit, about €171 273), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €710–€870 per month, generating an estimated gross yield of 5,3–6,3%.

Buying means a loan payment of about €674 a month, renting €710–€870 — the loan payment is 15% below the rent. That is 33% (loan) and 39% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (75.1 m²) at €163,117 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €32,623 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 114 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 61% were in the two best classes and 19% in the two worst (level: elevated). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2024 annual report, owners paid on average €4.22/m² per month in total including utilities; a typical flat paid €342 per month. Association fees excluding utilities were €3.23/m² per month. The repair fund held €2 502 at year end. The association had no loans. For comparison, the median of 93 associations in Ülejõe linnaosa, Ülejõe subdistrict was €2.33/m² per month. From 2023 to 2024 association fees changed by +181% in total; the repair fund went from €1 197 (2023) to €2 502 (2024). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.