Õismäe tee 97, Tallinn

Õismäe tee 97 is a 5-story apartment building constructed in 1976, located in Haabersti linnaosa, comprising 40 apartments. The EHR registry code is 101019426 and cadastral ID is 78406:603:1466. Estiq reports energy class E.

The Estiq AVM model estimate is 3 131 €/m². The valuation range spans 2 834–3 428 €/m². The calculated fair value of a typical 3-room apartment is approximately €193 887.

Based on the 3 131 €/m² benchmark, a 40 sqm apartment is indicatively valued at €125 240 and a 50 sqm apartment at €156 550. Actual value depends on interior condition, floor, parking, and storage.

3-room: €175 468–€212 306; 4-room: €206 085–€249 352.

The model-based indicative asking price is approximately €3 156/m² (for the typical 3-room unit, about €203 581), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €590–€720 per month, generating an estimated gross yield of 3,5–4,5%.

Buying means a loan payment of about €802 a month, renting €590–€720 — the loan payment is 22% above the rent. That is 38% (loan) and 31% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (64.5 m²) at €193,887 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €38,777 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 38 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: moderate). Air: of the last 12 months' hourly readings, 78% were in the two best classes and 5% in the two worst (level: moderate). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.56/m² per month in total including utilities; a typical flat paid €180 per month. Association fees excluding utilities were €0.42/m² per month. The repair fund held €28 623 at year end. The association had no loans. For comparison, the median of 150 associations in Väike-Õismäe subdistrict was €2.66/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.