Tartu linn, Võru tn 14 korteriühistu
Association of 1 flats. Loan is being paid down.
Võru tn 14 korteriühistu is a 1-flat apartment association in Tartu linn, Tartu linn.
The association has a loan of €23 422 (≈ €23 422 per flat).
There are 25 associations with reports on the same street and within 500 m; their median is €2.68/m² a month in costs and €19/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Võru tn 14, Tartu linn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (126 m², Building Register); "a month" = yearly amount ÷ 12.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
✓ Strengths
- Loan is being paid down€58 600 → €23 422 (2023–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.68 · fees €1.30 · repair fund €19/m²
On the same street: Võru tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Võru tn 14 (this one) | – | 1 | – | – | – | €23 422 | 2025 |
| Võru tn 18 | 30 m | 2 | – | – | €56 | €56 823 | 2025 |
| Võru tn 20 | 40 m | 6 | €4.62 | €1.53 | €88 | no | 2025 |
| Võru tn 26 | 50 m | 5 | – | – | €8 | no | 2025 |
| Võru tn 27 | 370 m | 18 | €4.48 | €2.29 | €2 | €76 841 | 2025 |
| Võru tn 36 | 190 m | 11 | €2.63 | €0.80 | – | no | 2025 |
| Võru tn 44 | 230 m | 7 | – | €4.60 | €24 | €15 781 | 2025 |
| Võru tn 47a | 560 m | 10 | €2.06 | €0.37 | €4 | no | 2024 |
| Võru tn 48 | 230 m | 3 | – | €0.78 | – | no | 2024 |
| Võru tn 49 | 590 m | 8 | – | – | – | no | 2025 |
| Võru tn 53a | 770 m | 12 | €1.89 | €1.12 | €47 | no | 2025 |
| Võru tn 54 | 290 m | 10 | €1.01 | €0.28 | – | no | 2025 |
| Võru tn 55a | 800 m | 19 | €1.56 | €1.30 | €23 | no | 2025 |
| Võru tn 65a | 1 210 m | 11 | – | €2.26 | – | no | 2025 |
| Võru tn 70 | 320 m | 8 | €2.91 | €1.76 | €22 | €19 691 | 2025 |
| Võru tn 72 | 350 m | 8 | €1.19 | €0.10 | €66 | no | 2025 |
| Neighbours' median | €2.06 | €1.21 | €23 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Võru tn 14 (this one) | – | 1 | – | – | – | €23 422 | 2025 |
| Väike-Tähe tn 19 | 70 m | 4 | – | €2.06 | €4 | €22 185 | 2025 |
| Tähe tn 1 | 100 m | 57 | €2.73 | €1.04 | – | no | 2025 |
| Väike-Tähe tn 13 | 110 m | 1 | – | – | €34 | no | 2025 |
| Väike-Tähe tn 7 | 120 m | 7 | €2.57 | €1.25 | €48 | no | 2025 |
| Riia tn 13 | 130 m | 41 | €3.01 | €0.84 | €19 | no | 2025 |
| Tähe tn 2 | 140 m | 32 | €4.02 | €1.82 | €15 | €346 435 | 2025 |
| Riia tn 11 | 150 m | 46 | €5.36 | €3.82 | €11 | €50 550 | 2025 |
| Pepleri tn 34 | 160 m | 12 | – | €4.20 | €12 | no | 2025 |
| Riia tn 10 | 180 m | 87 | €3.78 | €3.10 | €6 | €858 255 | 2025 |
| Riia tn 8 | 180 m | 30 | €1.79 | €0.51 | €17 | no | 2025 |
| Neighbours' median | €3.01 | €1.82 | €15 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€23 422 outstanding at the end of 2025 ≈ €23 422 per flat
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Loan balance | €23 422 | €27 103 | €58 600 | – | −60% |
| Cash | €208 | €257 | €288 | €271 | −23% |
| Reserve capital | €10 003 | €7 753 | €5 653 | €3 703 | +170% |
| Association expenses (income statement) | €1 553 | €738 | €288 | €444 | ×3.5 |
| Result for the year | €770 | €1 395 | €1 589 | €1 758 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Majandusaasta aruanne on koostatud 01.01 - 31.12.2025 perioodi kohta. Korteriühistu on loodud eesmärgiga hallata ja hooldada maja aadressil Tartu Linn, Võru tn 14.
members: 3 private.
See also
Frequently asked questions
Does the Võru tn 14 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €23 422 (≈ €23 422 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
How does the Võru tn 14 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.68/m² per month; repair fund €19/m².
How big is the Võru tn 14 apartment association and who manages it?
1 flats. Registry code 80386746; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 126 m².