Tallinn, A. H. Tammsaare tee 85 korteriühistu
Association of 84 flats. Repair fund grows every year; loan is being paid down.
A. H. Tammsaare tee 85 korteriühistu is a 84-flat apartment association in Mustamäe district, Tallinn. Per its 2025 annual report, a typical flat paid the association €217 a month; association fees excluding utilities were €3.89/m² a month.
The repair fund held €16 758 at year end (€4/m², ≈ €200 per flat), growing every year since 2022 (€7 558) — lowest quarter locally. The association has a loan of €664 003 (≈ €7 905 per flat), last repayment 2034. Member fees rose 15% in 2022–2025 (€184 050 → €211 158 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.84/m² a month in costs and €9/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: A. H. Tammsaare tee 85, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (4 520 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
✓ Strengths
- Repair fund grows every year€7 558 → €16 758 (2022–2025)
- Loan is being paid down€903 970 → €664 003 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.84 · fees €1.09 (here €3.89) · repair fund €9/m² (here €4)
On the same street: A. H. Tammsaare tee
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| A. H. Tammsaare tee 85 (this one) | – | 84 | – | €3.89 | €4 | €664 003 | 2025 |
| A. H. Tammsaare tee 57 | 880 m | 30 | – | – | – | no | 2023 |
| A. H. Tammsaare tee 59 | 850 m | 72 | €2.46 | €0.60 | €9 | €67 518 | 2025 |
| A. H. Tammsaare tee 61 | 780 m | 89 | €2.38 | €1.09 | €9 | €77 157 | 2025 |
| A. H. Tammsaare tee 63 | 740 m | 118 | €2.17 | €1.12 | – | no | 2025 |
| A. H. Tammsaare tee 65 | 730 m | 30 | €2.44 | €0.70 | €11 | no | 2025 |
| A. H. Tammsaare tee 67 | 660 m | 30 | €3.21 | €1.45 | – | no | 2025 |
| A. H. Tammsaare tee 69 | 670 m | 89 | €3.36 | €1.26 | €35 | no | 2025 |
| A. H. Tammsaare tee 70 | 850 m | 89 | €3.32 | €0.74 | €21 | no | 2025 |
| A. H. Tammsaare tee 71 | 690 m | 72 | €2.70 | €1.05 | €11 | €83 086 | 2025 |
| A. H. Tammsaare tee 72 | 780 m | 72 | – | €2.22 | – | no | 2025 |
| A. H. Tammsaare tee 73 | 620 m | 89 | – | – | – | no | 2023 |
| A. H. Tammsaare tee 74 | 680 m | 119 | €2.57 | €0.52 | €49 | no | 2025 |
| A. H. Tammsaare tee 81 | 160 m | 185 | €2.84 | €1.02 | €15 | no | 2025 |
| A. H. Tammsaare tee 83 | 110 m | 85 | €3.58 | €1.75 | – | no | 2025 |
| A. H. Tammsaare tee 86 | 220 m | 76 | – | – | – | no | 2025 |
| Neighbours' median | €2.70 | €1.07 | €13 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| A. H. Tammsaare tee 85 (this one) | – | 84 | – | €3.89 | €4 | €664 003 | 2025 |
| Sääse tn 18 | 160 m | – | – | – | – | €125 | 2025 |
| Sääse tn 20 | 160 m | – | – | – | – | no | 2025 |
| Sääse tn 16 | 170 m | – | – | – | – | no | 2025 |
| Sääse tn 14 | 180 m | 54 | €2.50 | €1.05 | €3 | no | 2024 |
| Sääse tn 12 | 190 m | 59 | €2.45 | €1.24 | €4 | no | 2025 |
| Kuklase tn 16 | 260 m | 84 | – | €0.93 | €5 | no | 2024 |
| Kiili tn 20 | 270 m | 72 | €3.56 | €1.03 | €18 | no | 2025 |
| Kuklase tn 14 | 270 m | 97 | €3.25 | €1.36 | €9 | no | 2025 |
| Kiili tn 11 | 290 m | 72 | €2.97 | €1.30 | €1 | no | 2025 |
| Sääse tn 11 | 320 m | 216 | €3.93 | €1.59 | €6 | €1 514 921 | 2025 |
| Neighbours' median | €3.11 | €1.24 | €5 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Repair fund at the end of 2025: €16 758 = €3.71/m² ≈ €200 per flat
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€664 003 outstanding at the end of 2025 ≈ €7 905 per flat
Principal due in the next 12 months €78 891 ≈ €6 574 a month (€78 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| Swedbank | €541 505 | Euribor + 2.80% | 2034-05 |
| Swedbank | €122 498 | – | – |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €211 158 | €218 019 | €200 031 | €184 050 | +15% |
| Repair fund balance | €16 758 | €15 698 | €8 789 | €7 558 | +122% |
| Loan balance | €664 003 | €761 584 | €893 432 | €903 970 | −27% |
| Cash | €21 723 | €18 946 | €13 525 | €18 444 | +18% |
| Association expenses (income statement) | €210 680 | €206 796 | €189 255 | €189 512 | +11% |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Remondifondi jääk aasta lõpus oli 16 758 €.
members: 84 private.
See also
Frequently asked questions
What are the running costs of the A. H. Tammsaare tee 85 apartment association?
Per the association's 2025 annual report: a typical flat paid €217 a month; the association's own fees excluding utilities €3.89/m² per month.
How big is the repair fund of the A. H. Tammsaare tee 85 apartment association?
The repair fund held €16 758 at the end of 2025 (€3.71/m², ≈ €200 per flat). In 2022 it was €7 558. Compared with Mustamäe subdistrict: lowest quarter locally.
Does the A. H. Tammsaare tee 85 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €664 003 (≈ €7 905 per flat), Euribor, last repayment 2034. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the A. H. Tammsaare tee 85 apartment association gone up?
Member fees totalled €184 050 in 2022 and €211 158 in 2025 — a change of +15%. Latest year: −3.1% vs 2024.
How does the A. H. Tammsaare tee 85 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.84/m² per month; repair fund €9.10/m² (here €3.71/m²).
How big is the A. H. Tammsaare tee 85 apartment association and who manages it?
84 flats. Registry code 80013324; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 4 520 m².