Tallinn, Mustamäe tee 175 korteriühistu
Association of 119 flats. Loan is being paid down.
Mustamäe tee 175 korteriühistu is a 119-flat apartment association in Mustamäe district, Tallinn. Per its 2025 annual report, a typical flat paid the association €137 a month.
The association has a loan of €56 245 (≈ €473 per flat), last repayment 2028.
There are 25 associations with reports on the same street and within 500 m; their median is €3.03/m² a month in costs and €13/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Mustamäe tee 175, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (5 673 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
✓ Strengths
- Loan is being paid down€111 984 → €56 245 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.03 · fees €1.20 · repair fund €13/m²
On the same street: Mustamäe tee
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Mustamäe tee 175 (this one) | – | 119 | – | – | – | €56 245 | 2025 |
| Mustamäe tee 3 | 2 830 m | 49 | €8.87 | €2.28 | – | no | 2025 |
| Mustamäe tee 29 | 2 380 m | 86 | €3.42 | €0.88 | €15 | no | 2025 |
| Mustamäe tee 46 | 1 280 m | 18 | – | – | – | no | 2025 |
| Mustamäe tee 80 | 730 m | 72 | €2.42 | €1.41 | €4 | €18 757 | 2025 |
| Mustamäe tee 82 | 700 m | 144 | – | – | – | no | 2025 |
| Mustamäe tee 84 | 620 m | 144 | €2.67 | €2.31 | – | €26 847 | 2025 |
| Mustamäe tee 86 | 570 m | 144 | €2.87 | €1.37 | €8 | no | 2025 |
| Mustamäe tee 96 | 310 m | 119 | €2.42 | €1.18 | €20 | no | 2025 |
| Mustamäe tee 100 | 340 m | 119 | €2.49 | €0.72 | – | no | 2025 |
| Mustamäe tee 102 | 370 m | 119 | €3.13 | €0.81 | €21 | no | 2025 |
| Mustamäe tee 106 | 240 m | 120 | €3.65 | €1.39 | – | no | 2025 |
| Mustamäe tee 112 | 520 m | 60 | €3.40 | €2.89 | – | no | 2025 |
| Mustamäe tee 114 | 460 m | 60 | €3.37 | €1.40 | €8 | €101 520 | 2025 |
| Mustamäe tee 118 | 430 m | 80 | €2.94 | €1.22 | €15 | no | 2025 |
| Mustamäe tee 120 | 590 m | 60 | €2.62 | €0.75 | €19 | no | 2025 |
| Neighbours' median | €2.94 | €1.37 | €15 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Mustamäe tee 175 (this one) | – | 119 | – | – | – | €56 245 | 2025 |
| E. Vilde tee 74a | 50 m | 63 | – | – | – | no | 2025 |
| E. Vilde tee 76a | 70 m | 30 | €2.57 | €0.54 | – | no | 2025 |
| E. Vilde tee 74 | 70 m | 58 | €2.89 | €1.18 | €11 | €35 945 | 2025 |
| E. Vilde tee 76 | 110 m | 119 | €3.11 | €0.84 | €9 | €908 060 | 2025 |
| E. Vilde tee 78 | 130 m | 89 | €2.89 | €0.77 | €45 | no | 2025 |
| E. Vilde tee 70a | 150 m | – | – | – | – | no | 2025 |
| E. Vilde tee 80 | 170 m | 60 | €3.18 | €1.17 | – | €124 281 | 2025 |
| E. Vilde tee 70 | 170 m | 54 | €3.15 | €1.39 | – | €534 237 | 2025 |
| E. Vilde tee 81 | 190 m | 60 | €3.36 | €1.29 | €7 | no | 2025 |
| E. Vilde tee 77a | 190 m | 77 | – | – | – | no | 2024 |
| Neighbours' median | €3.11 | €1.17 | €10 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€56 245 outstanding at the end of 2025 ≈ €473 per flat
Principal due in the next 12 months €18 748 ≈ €1 562 a month (€13 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| LHV | €52 738 | Euribor + 2.00% | 2028-12 |
| LHV | €3 507 | – | – |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Loan balance | €56 245 | €75 718 | €97 067 | €111 984 | −50% |
| Cash | €182 797 | €144 044 | €105 130 | €100 402 | +82% |
| Reserve capital | – | €0 | €7 251 | €7 251 | −100% |
| Association expenses (income statement) | €160 437 | €139 159 | €161 626 | €148 868 | +7.8% |
| Result for the year | €39 398 | €33 879 | €8 419 | €3 511 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
See also
Frequently asked questions
What are the running costs of the Mustamäe tee 175 apartment association?
Per the association's 2025 annual report: a typical flat paid €137 a month.
Does the Mustamäe tee 175 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €56 245 (≈ €473 per flat), Euribor, last repayment 2028. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
How does the Mustamäe tee 175 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.03/m² per month; repair fund €13/m².
How big is the Mustamäe tee 175 apartment association and who manages it?
119 flats. Registry code 80177244; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 5 673 m².