Tallinn, Raua tn 4 korteriühistu
Association of 25 flats. Sharp rise in association fees: +386% (2025); small reserve capital; loan is being paid down.
Raua tn 4 korteriühistu is a 25-flat apartment association in Kesklinn district, Tallinn. Per its 2025 annual report, a typical flat paid the association €277 a month; association fees excluding utilities were €4.75/m² a month.
The association has a loan of €36 662 (≈ €1 466 per flat), last repayment 2031. Member fees rose 181% in 2022–2025 (€41 647 → €116 926 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €3.66/m² a month in costs and €7/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Raua tn 4, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (2 052 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Sharp rise in association fees: +386% (2025)€24 081 (2024) → €116 926 (2025)
- Small reserve capital€6 608 — less than one month of costs (€9 573)
✓ Strengths
- Loan is being paid down€50 847 → €36 662 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.66 · fees €1.48 (here €4.75) · repair fund €7/m²
On the same street: Raua tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Raua tn 4 (this one) | – | 25 | – | €4.75 | – | €36 662 | 2025 |
| Raua tn 8 | 130 m | 17 | €4.85 | €2.07 | €39 | €197 367 | 2025 |
| Raua tn 10 | 160 m | 16 | – | €1.26 | – | no | 2025 |
| Raua tn 12 | 190 m | 12 | €3.77 | €1.49 | €16 | no | 2025 |
| Raua tn 16a | 290 m | 15 | – | €3.44 | €7 | €75 457 | 2025 |
| Raua tn 17a | 170 m | 2 | – | – | – | no | 2025 |
| Raua tn 18 | 310 m | 8 | – | €1.26 | €11 | €2 083 | 2025 |
| Raua tn 19a | 130 m | 10 | €4.33 | €2.78 | €2 | no | 2025 |
| Raua tn 20 | 350 m | 9 | €3.24 | €1.19 | €3 | no | 2025 |
| Raua tn 21 | 90 m | 13 | €3.85 | €1.58 | – | €77 409 | 2025 |
| Raua tn 24 | 420 m | 44 | €3.24 | €1.67 | – | no | 2024 |
| Raua tn 25 | 150 m | 9 | €5.24 | €3.46 | €7 | no | 2025 |
| Raua tn 26 | 470 m | 36 | €3.99 | €1.07 | €22 | €31 037 | 2025 |
| Raua tn 28 | 490 m | 13 | – | €1.46 | €4 | no | 2025 |
| Raua tn 29 | 170 m | 13 | – | €5.31 | €3 | €12 122 | 2025 |
| Raua tn 30 | 520 m | 7 | – | €1.56 | €12 | no | 2025 |
| Neighbours' median | €3.92 | €1.57 | €7 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Raua tn 4 (this one) | – | 25 | – | €4.75 | – | €36 662 | 2025 |
| Pronksi tn 11 | 30 m | 18 | €3.62 | €0.99 | €17 | €54 454 | 2025 |
| Pronksi tn 7 | 70 m | 96 | €3.66 | €2.21 | €3 | €450 190 | 2025 |
| Gonsiori tn 17a | 80 m | 20 | €2.96 | €0.29 | – | €15 280 | 2025 |
| Gonsiori tn 17 | 80 m | 38 | €2.96 | €0.55 | – | €143 779 | 2025 |
| Raua põik 3 | 130 m | 10 | €2.70 | €1.11 | €50 | no | 2025 |
| Pronksi tn 10 | 130 m | 21 | €3.80 | €1.22 | €20 | no | 2025 |
| Gonsiori tn 14 | 130 m | 21 | – | €8.43 | – | no | 2025 |
| Pronksi tn 5 | 130 m | 19 | €2.60 | €0.51 | €3 | €5 768 | 2025 |
| Raua põik 5 | 140 m | 10 | €2.86 | €0.94 | €2 | €20 969 | 2025 |
| Pronksi tn 4 | 150 m | 38 | €4.02 | €2.59 | €3 | no | 2025 |
| Neighbours' median | €2.96 | €1.05 | €3 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 25 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Haldustasud (sh raamatupidamine)bookkeeping, board and property manager | bookkeeping, board and property manager | €6 533 | €0.27 | €22 | €6 295 |
| Heakord | €5 214 | €0.21 | €17 | €5 580 | |
| Muud tööd | €1 814 | €0.07 | €6 | €1 457 | |
| Avariiteenus | €369 | €0.01 | €1 | €366 | |
| Elektrikäitelectricity for common areas | electricity for common areas | €630 | €0.03 | €2 | €586 |
| Kindlustusbuilding insurance | building insurance | €1 107 | €0.04 | €4 | €956 |
| Porivaip | €964 | €0.04 | €3 | €1 471 | |
| Revideerimine | €0 | €0.00 | €0 | €220 | |
| Pangateenus | €21 | €0.00 | €0 | €59 | |
| Lumekoristuscleaning of stairwells and grounds | cleaning of stairwells and grounds | €97 | €0.00 | €0 | €234 |
| Muruniitmine | €120 | €0.00 | €0 | €0 | |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €97 999 | €3.98 | €327 | €3 884 |
| Laenu intressikuludrepays the association's loan and interest | repays the association's loan and interest | €2 058 | €0.08 | €7 | €2 973 |
| Total | €116 926 | €4.75 | €390 |
Fee names as written in the report.
Compared with Raua subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€36 662 outstanding at the end of 2025 ≈ €1 466 per flat
Principal due in the next 12 months €5 466 ≈ €456 a month (€18 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €36 662 | 4.91% | 2031-11 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €116 926 | €24 081 | €25 541 | €41 647 | +181% |
| Collected into the repair fund | €21 912 | €21 912 | €65 308 | – | −66% |
| Repair spending | €97 999 | €3 884 | €7 395 | €26 159 | ×3.7 |
| Loan balance | €36 662 | €41 822 | €46 420 | €50 847 | −28% |
| Cash | €53 019 | €121 179 | €101 606 | €85 320 | −38% |
| Reserve capital | €6 608 | €6 608 | €5 384 | €5 384 | +23% |
| Association expenses (income statement) | €114 881 | €20 915 | €22 525 | €40 109 | +186% |
| Result for the year | €259 | €442 | €154 | €90 | – |
* from the comparative column of the following year's report.
"Of which repair fund" is hidden: the figure read from the report matched repair spending.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 97 999 € eest ja remondifondi koguti 21 912 €. Juhatuse liikmetele tasu ei makstud. 2025 majandusaastal jätkas korteriühistu lisaks tavapärasele majandustegevusele ning hoone ja kinnistu korrashoiule ka maja koridoride ulatuslikku renoveerimistegevust, mille sisuks oli trepikodade ja koridoride uuendamine. 2025 aasta jooksul on koguti remondifondi makseid summas 21 912,06 eurot. Tallinn, Raua tn 4 korteriühistu juhatus deklareerib oma vastutust 2025. a raamatupidamise aastaaruande koostamise eest ning kinnitab oma parimas teadmises, et: 1. raamatupidamise aastaaruande koostamisel rakendatud põhimõtted, arvestusmeetodid ja hindamisalused on kooskõlas Eesti Vabariigi hea raamatupidamistava nõuetega; 2. raamatupidamise aastaaruanne kajastab õigesti ja õiglaselt KÜ finantsseisundit, majandustulemust ja rahavoogusid; 3. Tallinn, Raua tn 4 korteriühistu on jätkuvalt tegutsev.
members: 24 private + 1 companies.
See also
Frequently asked questions
What are the running costs of the Raua tn 4 apartment association?
Per the association's 2025 annual report: a typical flat paid €277 a month; the association's own fees excluding utilities €4.75/m² per month.
Does the Raua tn 4 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €36 662 (≈ €1 466 per flat), interest 4.91%, last repayment 2031. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Raua tn 4 apartment association gone up?
Member fees totalled €41 647 in 2022 and €116 926 in 2025 — a change of +181%. Latest year: +386% vs 2024.
How does the Raua tn 4 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.66/m² per month; repair fund €6.95/m².
How big is the Raua tn 4 apartment association and who manages it?
25 flats. Registry code 80114746; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 2 052 m².