Tallinn, Sääse tn 11 korteriühistu
Association of 216 flats. Repair fund has shrunk; loans have grown; sharp rise in association fees: +205% (2025).
Sääse tn 11 korteriühistu is a 216-flat apartment association in Mustamäe district, Tallinn. Per its 2025 annual report, a typical flat paid the association €207 a month; total costs including utilities were €3.93/m² a month (highest quarter locally, Sääse subdistrict).
The repair fund held €70 756 at year end (€6/m², ≈ €328 per flat); in 2022 it was €110 086 — within the usual local range. The association has a loan of €1 514 921 (≈ €7 014 per flat), last repayment 2041. Member fees fell 88% in 2022–2025 (€1 738 435 → €214 749 a year).
There are 21 associations with reports on the same street and within 500 m; their median is €2.92/m² a month in costs and €8/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Sääse tn 11, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (11 231 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Repair fund has shrunk€110 086 (2022) → €70 756 (2025), repairs in the period €1 548 378
- Loans have grown€1 285 558 → €1 514 921 (2022–2025)
- Sharp rise in association fees: +205% (2025)€70 308 (2024) → €214 749 (2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 21 neighbouring associations (median): total costs €2.92 (here €3.93) · fees €1.03 (here €1.59) · repair fund €8/m² (here €6)
On the same street: Sääse tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Sääse tn 11 (this one) | – | 216 | €3.93 | €1.59 | €6 | €1 514 921 | 2025 |
| Sääse tn 1 | 240 m | 216 | €3.02 | €0.91 | €2 | €32 088 | 2025 |
| Sääse tn 3 | 180 m | 30 | €2.94 | €1.37 | €10 | no | 2024 |
| Sääse tn 5 | 140 m | 59 | €2.78 | €0.72 | €45 | no | 2025 |
| Sääse tn 7 | 100 m | 30 | €3.56 | €3.21 | €11 | no | 2025 |
| Sääse tn 9 | 100 m | 75 | – | €3.52 | €5 | €37 447 | 2025 |
| Sääse tn 12 | 140 m | 59 | €2.45 | €1.24 | €4 | no | 2025 |
| Sääse tn 13 | 110 m | 119 | €3.10 | €0.67 | €5 | €43 432 | 2025 |
| Sääse tn 14 | 170 m | 54 | €2.50 | €1.05 | €3 | no | 2024 |
| Sääse tn 16 | 160 m | – | – | – | – | no | 2025 |
| Sääse tn 18 | 190 m | – | – | – | – | €125 | 2025 |
| Sääse tn 20 | 210 m | – | – | – | – | no | 2025 |
| Neighbours' median | €2.94 | €1.15 | €5 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Sääse tn 11 (this one) | – | 216 | €3.93 | €1.59 | €6 | €1 514 921 | 2025 |
| Mustamäe tee 149 | 160 m | 144 | €2.90 | €0.97 | €3 | no | 2025 |
| Mustamäe tee 151 | 180 m | 89 | €2.74 | €1.81 | €12 | no | 2025 |
| Mustamäe tee 149a | 230 m | 45 | €2.47 | €0.35 | €10 | no | 2025 |
| Mustamäe tee 153 | 230 m | 30 | €3.73 | €0.87 | €28 | €508 240 | 2025 |
| Mustamäe tee 139 | 230 m | 90 | €2.43 | €1.03 | – | no | 2025 |
| Kiili tn 20 | 240 m | 72 | €3.56 | €1.03 | €18 | no | 2025 |
| Kiili tn 12 | 240 m | 16 | €3.61 | €1.78 | €6 | no | 2024 |
| Mustamäe tee 141 | 260 m | 144 | – | – | – | €43 666 | 2025 |
| Mustamäe tee 147 | 280 m | 216 | €3.00 | €1.56 | €4 | €371 087 | 2025 |
| Mustamäe tee 143 | 290 m | 60 | €2.78 | €1.03 | €27 | €180 805 | 2025 |
| Neighbours' median | €2.90 | €1.03 | €11 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 216 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Haldustasubookkeeping, board and property manager | bookkeeping, board and property manager | €21 836 | €0.16 | €8 | €20 149 |
| Tegevjuhtimine | €7 416 | €0.06 | €3 | €7 416 | |
| Heakord | €13 204 | €0.10 | €5 | €13 204 | |
| Kindlustusbuilding insurance | building insurance | €1 935 | €0.01 | €1 | €1 897 |
| Tehnohooldusday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €3 479 | €0.03 | €1 | €3 299 |
| Tugiteenused | €1 262 | €0.01 | €0 | €1 165 | |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €165 617 | €1.23 | €64 | €23 178 |
| Total | €214 749 | €1.59 | €83 |
Fee names as written in the report.
Compared with Sääse subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €70 756 = €6.30/m² ≈ €328 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€1 514 921 outstanding at the end of 2025 ≈ €7 014 per flat
Principal due in the next 12 months €68 851 ≈ €5 738 a month (€27 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| Swedbank | €1 514 921 | 4.06% | 2041-11 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €214 749 | €70 308 | €497 004 | €1 738 435 | −88% |
| of which repair fund | €165 617 | €23 178 | €452 431 | – | −63% |
| Collected into the repair fund | €226 065 | €1 488 705 | €1 421 873 | – | −84% |
| Repair spending | €165 617 | €33 442 | €1 349 319 | €1 695 966 | −90% |
| Repair fund balance | €70 756 | €99 963 | €54 380 | €110 086 | −36% |
| Loan balance | €1 514 921 | €1 579 684 | €1 632 870 | €1 285 558 | +18% |
| Cash | €175 206 | €164 641 | €123 799 | €258 264 | −32% |
| Reserve capital | €45 256 | €17 779 | €17 779 | €17 779 | +155% |
| Association expenses (income statement) | €214 272 | €82 003 | €1 394 528 | €1 738 555 | −88% |
| Result for the year | €3 948 | €1 569 | €2 552 | €102 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Sääse 11 Korteriühistu alustas oma tegevust 12.07.1999. Ühistu on korteriomanike poolt loodud mittetulundusühing.
members: 212 private + 4 companies.
See also
Frequently asked questions
What are the running costs of the Sääse tn 11 apartment association?
Per the association's 2025 annual report: total owner costs of €3.93/m² per month including utilities; a typical flat paid €207 a month; the association's own fees excluding utilities €1.59/m² per month. The Sääse subdistrict median was €2.89/m² per month.
How big is the repair fund of the Sääse tn 11 apartment association?
The repair fund held €70 756 at the end of 2025 (€6.30/m², ≈ €328 per flat). In 2022 it was €110 086. Compared with Sääse subdistrict: within the usual local range.
Does the Sääse tn 11 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €1 514 921 (≈ €7 014 per flat), interest 4.06%, last repayment 2041. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Sääse tn 11 apartment association gone up?
Member fees totalled €1 738 435 in 2022 and €214 749 in 2025 — a change of −88%. Latest year: +205% vs 2024.
How does the Sääse tn 11 apartment association compare with neighbouring buildings?
There are 21 associations with reports on the same street and within 500 m. Their median: total costs €2.92/m² per month (here €3.93/m² per month); repair fund €7.50/m² (here €6.30/m²).
How big is the Sääse tn 11 apartment association and who manages it?
216 flats. Registry code 80103530; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 11 231 m².