Kesklinn district, Tal · Apartment association financial analysis
Villardi tn 6 apartment association
Registered name: Tallinn, Villardi tn 6 korteriühistu
Reg. code 80269093 · Report year 2021 · Building EHR 101029407 · EHR area needs verification
Tallinn, Villardi tn 6 apartment association (registry code 80269093) is the apartment association of the building at Villardi tn 6, Tal (registry data as of 07.11.2026). Per the 2021 annual report: repair-fund balance €0, no bank loan. Board and contact · Sources
Average monthly cost per flat (2021 report)
Not in the report
Association payments (excl. utilities)
A regional comparison group with a sufficient sample is not available.
Repair fund balance
€0
Bank loan burden
0 € · None
Financial health index (experimental)
Composite score withheld
Compared with the median (Kassisaba subdistrict)
–
The financial figures and calculation area cover the whole association. The apartment selector shows the separate building at Villardi tn 6 (8 apartments).
Calculated from the member fees in the 2021 annual report; utilities are not included. It is a past-year average, not the current tariff. Sources: the association's 2021 annual report (Business Register) and flat areas from the Building Register. Sources ↓
View from the air · oblique aerial photo 05.05.2024: Maa- ja Ruumiamet, Tallinna Strateegiakeskus (open data licence) · Request removal of this photo
Aerial photo · building outline from the Building Register (EHR) · Orthophoto 02.05.2024–05.05.2024, Maa- ja Ruumiamet (open data licence)
Location map · CARTO Voyager · © OpenStreetMap contributors
5-Year Reserve & Capital Trend
Reserve / flat
€0
Reserve / m²
—
Bank loan debt
0 € · Debt-free
Liquidity & buffer
Not scored · 47.6 mo operating buffer (after the repair fund)
Debt burden
Not scored
Payment discipline
Not scored · Receivables €74
Repair reserve level
Not scored
Reporting compliance
Not scored · 2 yrs filed in row
View full 5-year balance sheet & cost outlook →
Source: Business Register (2021)
Critical analysis for buyers
Three essential findings before buying a flat
Verified observations derived from official annual reports and the building registry for this property:
Reported finances
Bank loan and repair fund
There was no bank loan at report year-end. The repair-fund balance was 0 €. Fund adequacy depends on planned works and their funding; check the budget plan and recent apartment bills.
Source: Annual report 2021; Estiq calculations
Building condition
No detailed repair itemization in public reports
Public reports do not itemize specific capital repairs. Request the technical audit and meeting minutes from the board to assess roof, heating, and plumbing condition.
Source: Annual report 2021
Needs verification
EHR floor area requires verification
The heated floor area of this building is not (fully) available in the building registry, so per-m² figures are not calculated. Check recent utility bills to verify the exact flat charges.
Source: EHR and Business Register cross-check
Costs by apartment type per the 2021 report
Calculated from the 2021 annual report (reg. 80269093) for 0 apartments in total.
Flat-table average 2021: Not determined
Repair-fund collections: No data
Recognized member revenue: No data
Loan principal, next 12 mo: €0.00 (no loan)
1-room
8 in the building
Recognized member revenue
—
Repairs
—
Loan
€0 /flat
— /month
What the amounts shown include
Amounts come from the association's annual report (2021) divided by the association's total apartment area. Reports do not split costs by season, so actual summer and heating-season bills are not shown. Whether utilities (heating, water) are included depends on the association's billing.
Find your apartment in building
8 apartments in buildingSelect an apartment to estimate its value and historical report-based association costs.
Apartment 1 (1-room, 1. fl):
14,0 m²
min 13,9 m²
max 14,2 m²
Estimated monthly cost (2021 flat table):
— /mo
Recognized member revenue
—
Repair fund
—
Association bank loan
€0 /flat
Accounting share of the repair fund (not withdrawable)
—
Building Technical Condition
Renovation Works and Technical Findings
Works, contractors and technical observations mentioned in annual reports and meeting records; see each record for status and source:
The reports contain no detailed entries on completed repair works
The official annual reports do not include a separate table of completed works or itemised cost lines.
Advice for buyers: Ask the association board for the latest general meeting minutes, the approved budget plan and the apartment utility bills for the last 12 months, to confirm the real technical condition of the building and planned works before making an offer.
Sources
- The association's 2021 annual report (01.01–31.12.2021) — original PDF on the Business Register card (annual reports) ↗
- Flat areas and building data: Building Register (EHR), building 101029407.
- Figures are machine-read from the report and checked automatically by Estiq (balance-sheet totals against the notes); no person has reviewed them. Found an error? Write to [email protected].
A more detailed, automatically generated financial analysis (experimental) with its inputs and limitations.
Open the financial analysis ↗
Association 5-year financial trends
Official report data (2021–2025) from the Business Register
| Year | Member income (per report) | Repair fund inflow | Repairs done | Repair fund balance | Bank loans | Cash on accounts |
|---|---|---|---|---|---|---|
| 2021 | €795 | — | €0 | €0 | €0 | €4 756 |
| 2020 | €735 | — | €0 | €0 | €0 | €4 353 |
Balance sheet at year end (2021)
Cash in bank accounts
€4 756
Receivables (report balance lines)
€74
Payables to suppliers (utilities)
€0
Bank loan balance
€0 (none)
Reserve capital
€0
Repair fund adequacy
Repair fund balance
€0
Repair fund balance per m²
—
Repair fund balance per apartment (average)
—
Annual inflow to the repair fund
—
Balance relative to annual repair costs
—
–
Experimental model
No rating
The financial health index is not calculated
There is not enough verified data for a composite score (flat area, cash, repair fund or loan balance). The composite score is not published.. For a composite score the association’s floor area must be reliably confirmed in the building register, to avoid distorted conclusions.
Regional comparison
Comparison with Kesklinn district peers and neighbors
Comparison against local apartment association fee benchmarks, reserve levels and liabilities.
Fee level compared with the peer cohort
Monthly cost /m²
Data unavailable
Median (Kassisaba subdistrict)
€2,45
Typical range (IQR)
€1,82 – €3,11
Difference vs median
–
Key ratios and liabilities
Cost tier assessment
Cohort sample insufficient
Debt compared with the peer cohort
0 €
Receivables relative to annual costs
16.3 % of annual costs
Flats in the association
–
Comparison with neighboring buildings on the same street
Repair fund and debt figures of neighboring associations from their latest annual reports.
| Building / Association | Flats | Repair fund €/m² | Bank loan | Cost €/m² a month (report) |
|---|---|---|---|---|
| Villardi tn 6 This association | – | – | €0 (none) | – |
| Villardi tn 1 ↗ | 5 | – | 0 € | – |
| Villardi tn 1a ↗ | 8 | – | 0 € | – |
| Villardi tn 2 ↗ | 9 | – | 0 € | – |
| Villardi tn 4 ↗ | 9 | €90,89 | 0 € | – |
| Villardi tn 5b ↗ | 4 | €4,56 | €22 836 | €3,67 |
| Villardi tn 11 ↗ | 16 | €11,24 | 0 € | €3,26 |
| Villardi tn 17 ↗ | 13 | €1,17 | 0 € | €1,94 |
| Villardi tn 20 ↗ | 9 | – | 0 € | – |
| Villardi tn 22 ↗ | 18 | €43,23 | 0 € | – |
| Villardi tn 23 ↗ | 19 | – | €105 834 | – |
| Villardi tn 23a ↗ | 11 | – | 0 € | – |
| Villardi tn 26 ↗ | 11 | €38,44 | 0 € | €2,36 |
| Villardi tn 27 ↗ | 9 | €1,03 | 0 € | €2,97 |
| Villardi tn 28 ↗ | 8 | €3,25 | 0 € | – |
| Villardi tn 29 ↗ | 19 | €2,80 | 0 € | €2,83 |
Nearby (within 500 m)
Roopa tn 16 · 10 flats · 26 m
Roopa tn 14 · 8 flats · 47 m
Roopa tn 17 · 8 flats · 56 m
Wismari tn 43 · 7 flats · 69 m
Wismari tn 35a · 14 flats · 79 m
Wismari tn 47a · 8 flats · 81 m
Roopa tn 12 · 13 flats · 81 m
Wismari tn 37 · 9 flats · 83 m
Wismari tn 30 · 4 flats · 93 m
Wismari tn 32a · 13 flats · 102 m
Buyer Due Diligence (Apartment Associations Act § 43)
Buyer checklist: 6 checks before purchase
When buying a flat, the purchaser also acquires a proportional share in all building loans, repair liabilities and past arrears. This checklist is tailored to this association’s actual data:
Utility bills
Essential check
Request the seller’s past 12 months of association invoices
Reveals exact winter heating costs, monthly maintenance fees, and actual payable amounts for this specific apartment.
Included in the Estiq association pre-purchase check
Management plan
Document from board
Review the approved annual management plan (majanduskava)
Shows whether the association plans to increase fees or commission new repairs during the current year, and verifies statutory reserve capital compliance (KrtS § 48).
Included in the Estiq association pre-purchase check
Future borrowing
General meeting
Check whether general meetings have discussed taking a new renovation loan
Ask the board for the current loan balance and recent renovation and borrowing decisions. Later decisions can change the position shown in the annual report.
Included in the Estiq association pre-purchase check
Building condition
Internal records
Request the minutes of general meetings from the past 3 years
Minutes reveal recurring resident complaints (e.g. roof leaks, heating, ventilation, parking disputes) and approved works.
Included in the Estiq association pre-purchase check
Payment arrears
Legal protection
Confirm that the association has no severe arrears and this flat is debt-free
Under the Apartment Associations Act, a buyer can be liable for unpaid debts of the previous owner. Obtain an official debt-free certificate.
Included in the Estiq association pre-purchase check
Reporting timeliness
Governance check
Check annual report filing timeliness and board internal controls
By law, the annual report must be approved and filed within 6 months of year-end. Filing reports retroactively or in multi-year batches indicates delayed administrative follow-up.
Included in the Estiq association pre-purchase check
Would you like help with these checks?
The building report brings registers, association reports, environment and Radar data into one PDF.
Board and official registry data
The apartment association is entered in the register of non-profit associations and foundations kept by the registry department of the court.
Official Business Register card
Full name
Tallinn, Villardi tn 6 apartment association
Registry code
80269093
Legal form
Apartment association
Status
See the Business Register ↗
Board
2 members · Current board in the Business Register ↗
Association contact
On the Business Register card ↗ (Estiq does not relay the association's contacts)
Financial year
01.01 – 31.12
Management and related properties
Main building address
Villardi tn 6, Tal
EHR building code
101029407
Building and association
The association's address and the managed building may differ; the official address is in the Business Register.
Apartments in the association
0 apartments
Frequently asked questions about the apartment association
What are the finances of the Villardi tn 6 apartment association?
From the 2021 annual report (reg. code 80269093): repair-fund balance €0, no bank loans.
What is the registry code of the Villardi tn 6 apartment association and who is on the board?
The registered name is Tallinn, Villardi tn 6 apartment association, registry code 80269093. The current board and the association's contact details are on its Business Register card (ariregister.rik.ee); Estiq does not publish board members' names or relay the association's contacts. Registry data as of 07.11.2026.
Is a buyer liable for the association's loans and the seller's arrears?
All owners repay the association's loan through their monthly charges, in proportion to their share. Under § 43 of the Apartment Ownership and Apartment Associations Act, a new owner is also liable, together with the previous owner, for the previous owner's unpaid charges.
Is the Villardi tn 6 repair fund sufficient?
At the end of 2021 the repair-fund balance was €0. The balance is a snapshot at the end of the reporting period; it does not show that future major works (roof, facade, pipes) are covered. Ask the seller for the latest technical inspection and general-meeting plans.
Does the Villardi tn 6 apartment association have a loan?
No. The association had no bank loan at the end of 2021.
Have the fees of the Villardi tn 6 apartment association gone up?
Member fees totalled €735 in 2020 and €795 in 2021 — a change of +8.2%.
Buying here? Check before you make an offer
Order an independent pre-purchase check before a binding offer – official registers and reports, written summary.
Association pre-purchase check (€149)
Written pre-purchase check: price, association finances, permits and risks.
Building report (€3.99)
Association finances, registers, environment and Radar construction projects in one PDF.
e-Business Register
This association official registry card (Business Register).
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Association pre-purchase check before a binding offer
Before you buy, Estiq reviews the association documents. We look at hidden renovation loans, the share of debtors, the real repair fund and the general meeting minutes.
Audit of annual reports and the actual balance sheet position
Analysis of general meeting minutes (voted loans and plans)
Check of the debtor list and risk assessment for the buyer
Negotiation arguments to bring the purchase price down