Tallinn, Tartu mnt 10 korteriühistu
Association of 22 flats. New loan taken in 2023; large repair fund.
Tartu mnt 10 korteriühistu is a 22-flat apartment association in Kesklinn district, Tallinn. Per its 2025 annual report, a typical flat paid the association €267 a month; association fees excluding utilities were €3.34/m² a month.
The repair fund held €80 202 at year end (€29/m², ≈ €3 646 per flat); in 2022 it was €16 — highest quarter locally. The association has a loan of €342 223 (≈ €15 556 per flat), last repayment 2044. Member fees rose 84% in 2022–2025 (€60 676 → €111 451 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €3.76/m² a month in costs and €13/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Tartu mnt 10, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (2 783 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- New loan taken in 2023outstanding €342 223 — usually for renovation; repayments are part of the fees
✓ Strengths
- Large repair fund€29/m² — highest quarter locally
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.76 · fees €1.56 (here €3.34) · repair fund €13/m² (here €29)
On the same street: Tartu mnt
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Tartu mnt 10 (this one) | – | 22 | – | €3.34 | €29 | €342 223 | 2025 |
| Tartu mnt 6 | 60 m | 23 | – | €5.20 | €12 | no | 2025 |
| Tartu mnt 14 | 70 m | 5 | – | – | – | no | 2025 |
| Tartu mnt 16 | 150 m | 52 | – | – | – | no | 2025 |
| Tartu mnt 16b | 130 m | 25 | – | – | – | no | 2025 |
| Tartu mnt 18 | 180 m | 30 | – | €1.08 | €24 | no | 2025 |
| Tartu mnt 25 | 180 m | 11 | – | €8.27 | €43 | no | 2025 |
| Tartu mnt 28 | 370 m | 33 | €3.91 | €1.62 | €15 | €553 237 | 2025 |
| Tartu mnt 30 | 460 m | 43 | €2.18 | €1.49 | €2 | no | 2025 |
| Tartu mnt 32 | 490 m | 34 | – | €1.00 | €2 | no | 2025 |
| Tartu mnt 39 | 400 m | 13 | – | €4.41 | €8 | €87 396 | 2025 |
| Tartu mnt 42 | 650 m | 20 | €4.67 | €2.02 | €59 | €22 878 | 2025 |
| Tartu mnt 47 | 520 m | 60 | €3.74 | €1.35 | €14 | no | 2025 |
| Tartu mnt 50 | 740 m | 7 | – | – | – | no | 2025 |
| Tartu mnt 50a | 780 m | 93 | €3.78 | €1.16 | €2 | no | 2025 |
| Tartu mnt 51 | 670 m | 32 | €2.05 | €1.25 | €26 | no | 2025 |
| Neighbours' median | €3.76 | €1.49 | €14 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Tartu mnt 10 (this one) | – | 22 | – | €3.34 | €29 | €342 223 | 2025 |
| Gonsiori tn 10 | 90 m | 64 | €3.74 | €0.93 | – | no | 2025 |
| Gonsiori tn 8 | 90 m | 39 | €5.19 | €1.79 | – | €118 092 | 2025 |
| Gonsiori tn 12 | 140 m | 48 | €4.00 | €2.30 | €10 | €64 608 | 2025 |
| Gonsiori tn 13 | 150 m | 40 | €3.65 | €2.18 | €22 | no | 2025 |
| E. Viiralti tn 3 | 150 m | 11 | €4.78 | €3.89 | €2 | €137 759 | 2025 |
| Gonsiori tn 7 | 150 m | 33 | – | €3.19 | – | no | 2025 |
| Tornimäe tn 3 | 160 m | 181 | – | – | – | no | 2025 |
| V. Reimani tn 7a | 170 m | 16 | €3.28 | €0.88 | – | no | 2025 |
| E. Viiralti tn 5 | 170 m | 10 | €3.16 | €1.04 | €24 | no | 2025 |
| Gonsiori tn 5 | 180 m | 45 | €5.25 | €0.80 | €10 | no | 2025 |
| Neighbours' median | €3.87 | €1.79 | €10 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 22 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €13 617 | €0.41 | €52 | €14 318 |
| Haldustasudbookkeeping, board and property manager | bookkeeping, board and property manager | €13 060 | €0.39 | €49 | €12 429 |
| Heakorratasud | €18 853 | €0.56 | €71 | €18 853 | |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €50 729 | €1.52 | €192 | €105 871 |
| Laenuintressidrepays the association's loan and interest | repays the association's loan and interest | €15 192 | €0.45 | €58 | €10 236 |
| Total | €111 451 | €3.34 | €422 |
Fee names as written in the report.
Compared with Kesklinn district
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €80 202 = €29/m² ≈ €3 646 per flat
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€342 223 outstanding at the end of 2025 ≈ €15 556 per flat
Principal due in the next 12 months €12 546 ≈ €1 046 a month (€48 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €342 223 | 4.11% | 2044-06 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €111 451 | €161 707 | €76 353 | €60 676 | +84% |
| of which repair fund | €50 729 | €105 871 | €29 643 | – | +71% |
| Collected into the repair fund | €171 750 | €45 976 | €14 091 | – | ×12.2 |
| Repair spending | €65 921 | €116 107 | €24 335 | €16 986 | ×3.9 |
| Repair fund balance | €80 202 | €100 364 | €22 472 | €16 | ×5 012.6 |
| Loan balance | €342 223 | €354 026 | €31 843 | €0 | – |
| Cash | €91 948 | €128 986 | €35 459 | €28 107 | ×3.3 |
| Reserve capital | €38 675 | €34 172 | €21 926 | €9 680 | ×4.0 |
| Association expenses (income statement) | €111 400 | €161 562 | €70 825 | €60 665 | +84% |
| Result for the year | €306 | €404 | €5 722 | €218 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 65 921 € eest ja remondifondi koguti 171 750 €. Remondifondi jääk aasta lõpus oli 80 202 €.
members: 14 private + 9 companies.
See also
Frequently asked questions
What are the running costs of the Tartu mnt 10 apartment association?
Per the association's 2025 annual report: a typical flat paid €267 a month; the association's own fees excluding utilities €3.34/m² per month.
How big is the repair fund of the Tartu mnt 10 apartment association?
The repair fund held €80 202 at the end of 2025 (€29/m², ≈ €3 646 per flat). In 2022 it was €16. Compared with Kesklinn district: highest quarter locally.
Does the Tartu mnt 10 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €342 223 (≈ €15 556 per flat), interest 4.11%, last repayment 2044. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Tartu mnt 10 apartment association gone up?
Member fees totalled €60 676 in 2022 and €111 451 in 2025 — a change of +84%. Latest year: −31% vs 2024.
How does the Tartu mnt 10 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.76/m² per month; repair fund €13/m² (here €29/m²).
How big is the Tartu mnt 10 apartment association and who manages it?
22 flats. Registry code 80197057; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 2 783 m².