Tartu linn, Anne tn 2 korteriühistu
Association of 90 flats. New loan taken in 2023; repair fund grows every year.
Anne tn 2 korteriühistu is a 90-flat apartment association in Tartu linn, Tartu linn. Per its 2025 annual report, a typical flat paid the association €176 a month; total costs including utilities were €3.66/m² a month (highest quarter locally, Ülejõe linnaosa, Ülejõe subdistrict).
The repair fund held €47 995 at year end (€11/m², ≈ €533 per flat), growing every year since 2023 (€0) — within the usual local range. The association has a loan of €1 633 850 (≈ €18 154 per flat), last repayment 2053. Member fees rose 84% in 2022–2025 (€46 416 → €85 294 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.68/m² a month in costs and €14/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Anne tn 2, Tartu linn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (4 376 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- New loan taken in 2023outstanding €1 633 850 — usually for renovation; repayments are part of the fees
✓ Strengths
- Repair fund grows every year€0 → €47 995 (2023–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.68 (here €3.66) · fees €0.78 (here €1.62) · repair fund €14/m² (here €11)
On the same street: Anne tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Anne tn 2 (this one) | – | 90 | €3.66 | €1.62 | €11 | €1 633 850 | 2025 |
| Anne tn 1 | 70 m | 90 | €3.39 | €0.62 | €46 | no | 2025 |
| Anne tn 20 | 280 m | 9 | – | – | – | no | 2025 |
| Anne tn 28 | 440 m | 116 | €2.17 | €1.28 | €17 | €234 593 | 2025 |
| Anne tn 30 | 430 m | 115 | €3.21 | €2.00 | €19 | €976 466 | 2025 |
| Anne tn 32 | 430 m | 115 | €2.83 | €1.28 | – | €406 282 | 2025 |
| Anne tn 37 | 400 m | 6 | – | €0.50 | €15 | no | 2024 |
| Anne tn 43 | 490 m | 55 | – | – | – | no | 2025 |
| Anne tn 45 | 520 m | 45 | €3.90 | €3.47 | €32 | no | 2025 |
| Anne tn 47 | 600 m | 97 | €2.68 | €1.92 | €8 | €186 923 | 2025 |
| Anne tn 49 | 620 m | 115 | €3.12 | €0.39 | €34 | no | 2025 |
| Anne tn 51 | 790 m | 110 | €2.70 | €0.77 | – | no | 2025 |
| Anne tn 53 | 910 m | 180 | €2.36 | €0.59 | – | no | 2025 |
| Anne tn 55 | 1 010 m | 144 | €4.45 | €2.21 | €9 | €2 756 544 | 2025 |
| Anne tn 59 | 1 150 m | 144 | €2.67 | €1.10 | – | €410 820 | 2025 |
| Anne tn 61 | 1 290 m | 144 | €2.34 | €0.78 | €7 | no | 2025 |
| Neighbours' median | €2.77 | €1.10 | €17 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Anne tn 2 (this one) | – | 90 | €3.66 | €1.62 | €11 | €1 633 850 | 2025 |
| Jaama tn 89 | 80 m | 60 | €2.34 | €0.52 | €10 | €155 403 | 2025 |
| Pärna tn 29 | 80 m | 60 | €2.53 | €0.84 | €11 | no | 2025 |
| Pärna tn 21a | 100 m | 60 | €2.94 | €0.54 | €14 | €49 192 | 2025 |
| Pärna tn 23 | 130 m | 10 | – | €1.15 | €34 | no | 2025 |
| Pärna tn 26 | 130 m | 10 | €2.57 | €1.50 | – | no | 2025 |
| Pärna tn 33a | 130 m | 12 | – | €1.13 | €5 | no | 2025 |
| Uus tn 36 | 140 m | 119 | €1.99 | €0.35 | €26 | no | 2025 |
| Pärna tn 28a | 160 m | 11 | €1.59 | €0.27 | €5 | no | 2025 |
| Uus tn 34 | 160 m | 4 | €3.24 | €0.53 | €12 | no | 2025 |
| Pärna tn 10 | 180 m | 90 | €2.13 | €0.75 | – | no | 2025 |
| Neighbours' median | €2.43 | €0.65 | €12 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 90 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €18 381 | €0.35 | €17 | €17 083 |
| Haldustasudbookkeeping, board and property manager | bookkeeping, board and property manager | €870 | €0.02 | €1 | €920 |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €22 844 | €0.44 | €21 | €27 662 |
| Laenuintressidrepays the association's loan and interest | repays the association's loan and interest | €43 199 | €0.82 | €40 | €60 207 |
| Total | €85 294 | €1.62 | €79 |
Fee names as written in the report.
Compared with Ülejõe linnaosa, Ülejõe subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €47 995 = €11/m² ≈ €533 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€1 633 850 outstanding at the end of 2025 ≈ €18 154 per flat
Principal due in the next 12 months €32 718 ≈ €2 727 a month (€30 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| Swedbank | €1 633 850 | 4.13% | 2053-04 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €85 294 | €105 872 | €229 545 | €46 416 | +84% |
| of which repair fund | €22 844 | €27 662 | €36 049 | – | −37% |
| Collected into the repair fund | €25 079 | – | – | – | – |
| Repair spending | €22 844 | €537 766 | €1 557 849 | €9 730 | +135% |
| Repair fund balance | €47 995 | €25 079 | €0 | – | – |
| Loan balance | €1 633 850 | €1 664 016 | €778 197 | €0 | – |
| Cash | €161 064 | €139 759 | €244 690 | €88 797 | +81% |
| Reserve capital | €7 500 | €7 500 | €7 500 | €7 500 | ≈ |
| Association expenses (income statement) | €42 515 | €560 376 | €1 579 084 | €28 787 | +48% |
| Result for the year | €268 | €206 923 | −€171 316 | €24 297 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Tartu linn, Anne tn 2 korteriühistu põhitegevusteks on Anne tn 2 korteriomandite kaasomandiosa haldamine ning korteriomanike ühiste huvide esindamine, samuti korteriomanikele seoses eluruumide kasutamisega teenuste osutamine ja vahendamine.
members: 88 private + 2 companies.
See also
Frequently asked questions
What are the running costs of the Anne tn 2 apartment association?
Per the association's 2025 annual report: total owner costs of €3.66/m² per month including utilities; a typical flat paid €176 a month; the association's own fees excluding utilities €1.62/m² per month. The Ülejõe linnaosa, Ülejõe subdistrict median was €2.51/m² per month.
How big is the repair fund of the Anne tn 2 apartment association?
The repair fund held €47 995 at the end of 2025 (€11/m², ≈ €533 per flat). In 2023 it was €0. Compared with Ülejõe linnaosa, Ülejõe subdistrict: within the usual local range.
Does the Anne tn 2 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €1 633 850 (≈ €18 154 per flat), interest 4.13%, last repayment 2053. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Anne tn 2 apartment association gone up?
Member fees totalled €46 416 in 2022 and €85 294 in 2025 — a change of +84%. Latest year: −19% vs 2024.
How does the Anne tn 2 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.68/m² per month (here €3.66/m² per month); repair fund €14/m² (here €11/m²).
How big is the Anne tn 2 apartment association and who manages it?
90 flats. Registry code 80072692; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 4 376 m².