Narva mnt 31, Tallinn

Narva mnt 31 is a 9-story apartment building constructed in 1985, located in Kesklinna linnaosa, comprising 87 apartments. The EHR registry code is 101011852 and cadastral ID is 78401:114:2060. Estiq reports energy class E.

The Estiq AVM model estimate is 3 487 €/m². The valuation range spans 3 156–3 818 €/m². The calculated fair value of a typical 3-room apartment is approximately €206 032.

Based on the 3 487 €/m² benchmark, a 40 sqm apartment is indicatively valued at €139 480 and a 50 sqm apartment at €174 350. Actual value depends on interior condition, floor, parking, and storage.

1-room: €137 944–€166 904; 2-room: €157 982–€191 149; 3-room: €187 031–€226 297; 4-room: €232 864–€281 753.

The model-based indicative asking price is approximately €3 318/m² (for the typical 3-room unit, about €216 334), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €540–€660 per month, generating an estimated gross yield of 3,0–4,0%.

Buying means a loan payment of about €852 a month, renting €540–€660 — the loan payment is 42% above the rent. That is 40% (loan) and 28% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (65.2 m²) at €206,032 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €41,206 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 100 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 45% were in the two best classes and 16% in the two worst (level: elevated). Estimated road noise at the building is 61 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.71/m² per month in total including utilities; a typical flat paid €176 per month. Association fees excluding utilities were €1.56/m² per month, of which €0.97/m² to the repair fund. The repair fund held €6 933 at year end. The association had no loans. For comparison, the median of 27 associations in Sadama subdistrict was €3.33/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.