Tartu linn, Võru tn 86 korteriühistu
Association of 19 flats. Loans have grown.
Võru tn 86 korteriühistu is a 19-flat apartment association in Tartu linn, Tartu linn (2 buildings). Per its 2025 annual report, a typical flat paid the association €82 a month; total costs including utilities were €4.22/m² a month (highest quarter locally, Karlova linnaosa, Ees-Karlova subdistrict).
The association has a loan of €192 012 (≈ €10 106 per flat). Member fees rose 13% in 2022–2025 (€4 648 → €5 274 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.14/m² a month in costs and €23/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
The association manages: Võru 86, Võru 88, Tartu linn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (513 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Loans have grown€62 849 → €192 012 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.14 (here €4.22) · fees €1.21 (here €0.86) · repair fund €23/m²
On the same street: Võru tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Võru tn 86 (this one) | – | 19 | €4.22 | €0.86 | – | €192 012 | 2025 |
| Võru tn 14 | 470 m | 1 | – | – | – | €23 422 | 2025 |
| Võru tn 18 | 450 m | 2 | – | – | €56 | €56 823 | 2025 |
| Võru tn 20 | 440 m | 6 | €4.62 | €1.53 | €88 | no | 2025 |
| Võru tn 26 | 420 m | 5 | – | – | €8 | no | 2025 |
| Võru tn 27 | 120 m | 18 | €4.48 | €2.29 | €2 | €76 841 | 2025 |
| Võru tn 36 | 280 m | 11 | €2.63 | €0.80 | – | no | 2025 |
| Võru tn 44 | 240 m | 7 | – | €4.60 | €24 | €15 781 | 2025 |
| Võru tn 47a | 100 m | 10 | €2.06 | €0.37 | €4 | no | 2024 |
| Võru tn 48 | 240 m | 3 | – | €0.78 | – | no | 2024 |
| Võru tn 49 | 120 m | 8 | – | – | – | no | 2025 |
| Võru tn 53a | 290 m | 12 | €1.89 | €1.12 | €47 | no | 2025 |
| Võru tn 54 | 180 m | 10 | €1.01 | €0.28 | – | no | 2025 |
| Võru tn 55a | 330 m | 19 | €1.56 | €1.30 | €23 | no | 2025 |
| Võru tn 65a | 740 m | 11 | – | €2.26 | – | no | 2025 |
| Võru tn 70 | 150 m | 8 | €2.91 | €1.76 | €22 | €19 691 | 2025 |
| Neighbours' median | €2.34 | €1.30 | €23 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Võru tn 86 (this one) | – | 19 | €4.22 | €0.86 | – | €192 012 | 2025 |
| Eha tn 4 | 80 m | 8 | €2.62 | €0.50 | – | no | 2025 |
| Lootuse tn 22 | 90 m | 6 | – | – | – | €26 876 | 2025 |
| Eha tn 6 | 90 m | 6 | €3.64 | €3.27 | €12 | €5 873 | 2025 |
| Eha tn 11 | 100 m | 11 | – | €3.96 | – | €1 735 | 2025 |
| Lootuse tn 27 | 110 m | 8 | – | €0.69 | – | no | 2025 |
| Lootuse tn 20 | 110 m | 11 | €1.35 | €0.74 | – | no | 2025 |
| Filosoofi tn 17 | 130 m | 9 | €1.80 | €0.80 | €2 | no | 2025 |
| Eha tn 15 | 140 m | 6 | €2.14 | €1.56 | €31 | no | 2025 |
| Lootuse tn 25 | 140 m | 14 | €3.68 | €1.39 | €60 | no | 2025 |
| Filosoofi tn 19b | 140 m | 14 | €1.70 | €0.59 | €2 | no | 2025 |
| Neighbours' median | €2.14 | €0.80 | €12 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€192 012 outstanding at the end of 2025 ≈ €10 106 per flat
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €5 274 | €4 764 | €4 677 | €4 648 | +13% |
| Loan balance | €192 012 | €195 189 | €197 284 | €62 849 | ×3.1 |
| Cash | €10 792 | €7 005 | €7 498 | €17 351 | −38% |
| Reserve capital | €1 229 | €1 229 | €1 229 | €1 229 | ≈ |
| Association expenses (income statement) | €5 290 | €5 171 | €4 757 | €4 937 | +7.2% |
| Result for the year | €5 | −€402 | −€80 | −€289 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Ühistut juhib 2-liikmeline juhatus.
board: 2 members · members: 17 private + 1 companies.
See also
Frequently asked questions
What are the running costs of the Võru tn 86 apartment association?
Per the association's 2025 annual report: total owner costs of €4.22/m² per month including utilities; a typical flat paid €82 a month; the association's own fees excluding utilities €0.86/m² per month. The Karlova linnaosa, Ees-Karlova subdistrict median was €2.54/m² per month.
Does the Võru tn 86 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €192 012 (≈ €10 106 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Võru tn 86 apartment association gone up?
Member fees totalled €4 648 in 2022 and €5 274 in 2025 — a change of +13%. Latest year: +11% vs 2024.
How does the Võru tn 86 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.14/m² per month (here €4.22/m² per month); repair fund €23/m².
How big is the Võru tn 86 apartment association and who manages it?
19 flats, 2 buildings, board of 2. Registry code 80403976; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 513 m².