Tallinn, Graniidi tn 26 korteriühistu
Association of 14 flats. Repair fund has shrunk; loans have grown; small reserve capital.
Graniidi tn 26 korteriühistu is a 14-flat apartment association in Põhja-Tallinn district, Tallinn. Per its 2025 annual report, a typical flat paid the association €179 a month; association fees excluding utilities were €5.14/m² a month.
The repair fund held €12 326 at year end (€21/m², ≈ €880 per flat); in 2021 it was €8 330 — within the usual local range. The association has a loan of €176 861 (≈ €12 633 per flat), last repayment 2050. Member fees rose 147% in 2021–2025 (€14 717 → €36 352 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €3.58/m² a month in costs and €25/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Graniidi tn 26, Tallinn. Data: the association's annual reports 2021–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (589 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Repair fund has shrunk€17 285 (2022) → €12 326 (2025), repairs in the period €163 804
- Loans have grown€17 677 → €176 861 (2021–2025)
- Small reserve capital€2 756 — less than one month of costs (€3 045)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.58 · fees €1.52 (here €5.14) · repair fund €25/m² (here €21)
On the same street: Graniidi tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Graniidi tn 26 (this one) | – | 14 | – | €5.14 | €21 | €176 861 | 2025 |
| Graniidi tn 3 | 430 m | 10 | €2.84 | €1.24 | €7 | no | 2025 |
| Graniidi tn 5 | 410 m | 8 | – | – | – | no | 2025 |
| Graniidi tn 8 | 360 m | 11 | – | €2.99 | €3 | no | 2025 |
| Graniidi tn 9 | 360 m | 21 | – | – | – | no | 2025 |
| Graniidi tn 9a | 340 m | 6 | – | €1.46 | – | no | 2025 |
| Graniidi tn 11 | 300 m | 16 | €5.51 | €2.04 | €31 | no | 2025 |
| Graniidi tn 12 | 280 m | 7 | €3.65 | €1.23 | €134 | no | 2025 |
| Graniidi tn 12a | 280 m | 1 | – | €9.37 | €23 | no | 2024 |
| Graniidi tn 13 | 250 m | 14 | – | €1.61 | €73 | no | 2025 |
| Graniidi tn 16 | 220 m | 12 | €4.12 | €1.55 | €30 | €51 985 | 2025 |
| Graniidi tn 18 | 190 m | 11 | – | €1.78 | €19 | €9 602 | 2025 |
| Graniidi tn 20 | 150 m | 10 | €2.09 | €0.13 | – | no | 2025 |
| Graniidi tn 21 | 150 m | 8 | €3.97 | €0.13 | €37 | no | 2025 |
| Graniidi tn 23 | 130 m | 6 | – | €2.06 | €26 | €18 376 | 2025 |
| Graniidi tn 24 | 80 m | 14 | €1.65 | €1.39 | – | no | 2025 |
| Neighbours' median | €3.65 | €1.55 | €28 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Graniidi tn 26 (this one) | – | 14 | – | €5.14 | €21 | €176 861 | 2025 |
| Vabriku tn 31 | 30 m | 8 | – | €1.52 | €79 | no | 2025 |
| Vabriku tn 33 | 50 m | 10 | €2.65 | €0.40 | €17 | no | 2025 |
| Vabriku tn 23 | 70 m | 11 | €2.70 | €2.00 | – | no | 2025 |
| Vabriku tn 35 | 70 m | 8 | – | €2.67 | €13 | €12 079 | 2024 |
| Vabriku tn 35b | 80 m | 10 | €4.32 | €1.29 | €10 | €33 679 | 2025 |
| Kopli tn 36 | 80 m | 17 | €3.69 | €1.27 | €18 | no | 2025 |
| Kopli tn 38 | 90 m | 25 | – | €1.56 | – | €29 455 | 2025 |
| Vabriku tn 10 | 90 m | 10 | – | €4.82 | €25 | €17 026 | 2025 |
| Vabriku tn 37 | 90 m | 8 | €3.58 | €0.67 | – | no | 2025 |
| Vabriku tn 37a | 100 m | 14 | €2.45 | €1.05 | €106 | €966 | 2025 |
| Neighbours' median | €3.14 | €1.41 | €18 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 14 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Haldustasudbookkeeping, board and property manager | bookkeeping, board and property manager | €8 601 | €1.22 | €51 | €9 073 |
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €4 942 | €0.70 | €29 | €4 537 |
| Muud | €305 | €0.04 | €2 | €0 | |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €22 504 | €3.18 | €134 | €113 856 |
| Total | €36 352 | €5.14 | €216 |
Fee names as written in the report.
Compared with Kalamaja subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €12 326 = €21/m² ≈ €880 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€176 861 outstanding at the end of 2025 ≈ €12 633 per flat
Principal due in the next 12 months €3 817 ≈ €318 a month (€23 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| LHV | €176 861 | Euribor + 6.00% | 2050-10 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022 | 2021* | Change | |
|---|---|---|---|---|---|---|
| Association fees per year | €36 352 | €127 466 | €38 062 | €22 647 | €14 717 | +147% |
| of which repair fund | €22 504 | €113 856 | €24 246 | €8 758 | – | +157% |
| Collected into the repair fund | €18 103 | €10 938 | €10 938 | €7 208 | – | +151% |
| Repair spending | €22 504 | €113 856 | €27 444 | €8 758 | €6 862 | ×3.3 |
| Repair fund balance | €12 326 | €2 849 | €4 443 | €17 285 | €8 330 | +48% |
| Loan balance | €176 861 | €180 266 | €93 283 | €14 800 | €17 677 | ×10.0 |
| Cash | €14 443 | €5 560 | €6 719 | €20 810 | €12 299 | +17% |
| Reserve capital | €2 756 | €2 756 | €2 756 | €2 000 | €2 000 | +38% |
| Association expenses (income statement) | €36 538 | €129 862 | €42 275 | €22 647 | €14 469 | +153% |
| Result for the year | €24 | €37 | €263 | €64 | €262 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Ühistut juhib 2-liikmeline juhatus.
board: 2 members · members: 14 private.
See also
Frequently asked questions
What are the running costs of the Graniidi tn 26 apartment association?
Per the association's 2025 annual report: a typical flat paid €179 a month; the association's own fees excluding utilities €5.14/m² per month.
How big is the repair fund of the Graniidi tn 26 apartment association?
The repair fund held €12 326 at the end of 2025 (€21/m², ≈ €880 per flat). In 2021 it was €8 330. Compared with Kalamaja subdistrict: within the usual local range.
Does the Graniidi tn 26 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €176 861 (≈ €12 633 per flat), Euribor, last repayment 2050. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Graniidi tn 26 apartment association gone up?
Member fees totalled €14 717 in 2021 and €36 352 in 2025 — a change of +147%. Latest year: −71% vs 2024.
How does the Graniidi tn 26 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.58/m² per month; repair fund €25/m² (here €21/m²).
How big is the Graniidi tn 26 apartment association and who manages it?
14 flats, board of 2. Registry code 80222986; reports 2021–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 589 m².