Tallinn, Võistluse tn 41 // 43 korteriühistu
Association of 22 flats. Repair fund grows every year; loan is being paid down.
Võistluse tn 41 // 43 korteriühistu is a 22-flat apartment association in Kesklinn district, Tallinn (2 buildings). Per its 2025 annual report, a typical flat paid the association €190 a month.
The repair fund held €36 628 at year end, growing every year since 2022 (€452). The association has a loan of €331 558 (≈ €15 071 per flat). Member fees fell 58% in 2022–2025 (€56 604 → €23 740 a year).
There are 13 associations with reports on the same street and within 500 m; their median is €3.20/m² a month in costs and €11/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
The association manages: Võistluse tn 41, Võistluse tn 43, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; no €/m² because the flats' floor area is unknown; "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
✓ Strengths
- Repair fund grows every year€452 → €36 628 (2022–2025)
- Loan is being paid down€390 303 → €331 558 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 13 neighbouring associations (median): total costs €3.20 · fees €1.49 · repair fund €11/m²
On the same street: Võistluse tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Võistluse tn 41 (this one) | – | 22 | – | – | – | €331 558 | 2025 |
| Võistluse tn 3 | 350 m | 27 | €3.94 | €1.84 | €12 | no | 2025 |
| Võistluse tn 8 | 100 m | 46 | €3.20 | €0.99 | €36 | no | 2025 |
| Võistluse tn 23 | 180 m | 72 | – | – | – | no | 2025 |
| Neighbours' median | – | – | – |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Võistluse tn 41 (this one) | – | 22 | – | – | – | €331 558 | 2025 |
| Juhkentali tn 40a | 60 m | 7 | €7.94 | €0.52 | €0 | €131 065 | 2025 |
| Filtri tee 6 | 60 m | 48 | €2.54 | €0.97 | €27 | €60 338 | 2025 |
| Juhkentali tn 42 | 70 m | 24 | €1.44 | €0.31 | – | no | 2025 |
| Juhkentali tn 40 | 80 m | 7 | – | €1.71 | €4 | no | 2025 |
| Juhkentali tn 38 | 90 m | 19 | – | €1.66 | €31 | no | 2025 |
| Jakobi tn 28 | 130 m | 10 | – | €3.16 | €9 | no | 2025 |
| Filtri tee 8 | 140 m | 60 | €2.87 | €1.32 | €3 | €279 678 | 2025 |
| Juhkentali tn 31 | 150 m | 27 | – | €0.89 | €7 | no | 2025 |
| Jakobi tn 24 | 150 m | 9 | €3.81 | €2.69 | €35 | no | 2025 |
| Jakobi tn 27 | 160 m | 12 | €3.19 | €2.01 | – | €26 002 | 2025 |
| Neighbours' median | €3.03 | €1.49 | €8 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €36 628 ≈ €1 665 per flat
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€331 558 outstanding at the end of 2025 ≈ €15 071 per flat
Principal due in the next 12 months €5 826 ≈ €486 a month (€22 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €5 826 | – | – |
| – | €325 732 | – | – |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €23 740 | €48 020 | €37 050 | €56 604 | −58% |
| Collected into the repair fund | €1 000 | €112 000 | €112 000 | – | −99% |
| Repair spending | €2 726 | €22 006 | €64 213 | €90 532 | −97% |
| Repair fund balance | €36 628 | €16 097 | €14 456 | €452 | ×81.0 |
| Loan balance | €331 558 | €336 821 | €340 638 | €390 303 | −15% |
| Cash | €33 821 | €11 086 | €14 052 | €881 | ×38.4 |
| Reserve capital | €2 231 | €2 231 | €2 231 | €2 231 | ≈ |
| Association expenses (income statement) | €3 439 | €22 856 | €64 903 | €91 100 | −96% |
| Result for the year | €547 | €137 | −€77 | €103 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 2 726 € eest ja remondifondi koguti 1 000 €. Remondifondi jääk aasta lõpus oli 36 628 €.
members: 21 private + 1 companies.
See also
Frequently asked questions
What are the running costs of the Võistluse tn 41 apartment association?
Per the association's 2025 annual report: a typical flat paid €190 a month; member fees of €23 740 a year in total.
How big is the repair fund of the Võistluse tn 41 apartment association?
The repair fund held €36 628 at the end of 2025. In 2022 it was €452.
Does the Võistluse tn 41 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €331 558 (≈ €15 071 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Võistluse tn 41 apartment association gone up?
Member fees totalled €56 604 in 2022 and €23 740 in 2025 — a change of −58%. Latest year: −51% vs 2024.
How does the Võistluse tn 41 apartment association compare with neighbouring buildings?
There are 13 associations with reports on the same street and within 500 m. Their median: total costs €3.20/m² per month; repair fund €11/m².
How big is the Võistluse tn 41 apartment association and who manages it?
22 flats, 2 buildings. Registry code 80202338; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. €/m² is not shown: the flats' floor area in the Building Register is missing, incomplete or shared between associations.