Tallinn, J. Kunderi tn 22 korteriühistu
Association of 12 flats. Loan is being paid down.
J. Kunderi tn 22 korteriühistu is a 12-flat apartment association in Kesklinn district, Tallinn. Per its 2025 annual report, a typical flat paid the association €120 a month; total costs including utilities were €3.22/m² a month (within the usual local range, Torupilli subdistrict).
The repair fund held €5 961 at year end (€10/m², ≈ €497 per flat); in 2022 it was €7 104 — within the usual local range. The association has a loan of €156 917 (≈ €13 076 per flat), last repayment 2041. Member fees fell 58% in 2022–2025 (€30 492 → €12 903 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €3.34/m² a month in costs and €14/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: J. Kunderi tn 22, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (589 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
✓ Strengths
- Loan is being paid down€174 560 → €156 917 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.34 (here €3.22) · fees €1.23 (here €1.82) · repair fund €14/m² (here €10)
On the same street: J. Kunderi tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| J. Kunderi tn 22 (this one) | – | 12 | €3.22 | €1.82 | €10 | €156 917 | 2025 |
| J. Kunderi tn 4 | 390 m | 24 | €3.63 | €2.25 | €9 | €58 877 | 2025 |
| J. Kunderi tn 8 | 330 m | 32 | €3.56 | €1.11 | €15 | no | 2025 |
| J. Kunderi tn 10 | 290 m | 10 | €2.55 | €1.22 | – | no | 2025 |
| J. Kunderi tn 12 | 270 m | 14 | €3.77 | €0.90 | €17 | no | 2025 |
| J. Kunderi tn 14 | 230 m | 20 | €3.35 | €0.50 | – | no | 2025 |
| J. Kunderi tn 17 | 50 m | 20 | €3.30 | €0.66 | €21 | no | 2025 |
| J. Kunderi tn 19 | 90 m | 21 | €2.80 | €1.45 | €5 | €44 071 | 2025 |
| J. Kunderi tn 23 | 150 m | 13 | €1.47 | €0.51 | €69 | no | 2025 |
| J. Kunderi tn 24 | 60 m | 38 | – | – | €0 | €858 188 | 2025 |
| J. Kunderi tn 25 | 170 m | 17 | €2.86 | €1.55 | €14 | no | 2025 |
| J. Kunderi tn 26 | 70 m | 7 | €0.45 | – | €7 | no | 2024 |
| J. Kunderi tn 27 | 200 m | 15 | €4.29 | €0.65 | €124 | no | 2025 |
| J. Kunderi tn 29 | 240 m | 12 | €3.44 | €1.25 | €38 | no | 2025 |
| J. Kunderi tn 30 | 140 m | 25 | – | €2.03 | €46 | €1 893 | 2025 |
| J. Kunderi tn 31 | 260 m | 8 | €1.70 | €0.53 | – | no | 2025 |
| Neighbours' median | €3.30 | €1.11 | €16 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| J. Kunderi tn 22 (this one) | – | 12 | €3.22 | €1.82 | €10 | €156 917 | 2025 |
| C. R. Jakobsoni tn 10 | 40 m | 12 | – | €1.09 | – | no | 2025 |
| C. R. Jakobsoni tn 12 | 60 m | 10 | €3.93 | €1.23 | – | €35 254 | 2025 |
| C. R. Jakobsoni tn 6a | 70 m | 14 | €5.41 | €1.32 | – | €153 362 | 2025 |
| J. Kunderi põik 6 | 80 m | 42 | €2.53 | €1.30 | €4 | no | 2025 |
| C. R. Jakobsoni tn 6 | 90 m | 10 | – | €3.14 | – | €148 739 | 2024 |
| C. R. Jakobsoni tn 7 | 100 m | 79 | – | – | – | no | 2025 |
| C. R. Jakobsoni tn 13 | 100 m | 35 | €3.55 | €1.27 | €6 | no | 2025 |
| C. R. Jakobsoni tn 4 | 110 m | 14 | – | €2.12 | – | no | 2025 |
| C. R. Jakobsoni tn 17 | 110 m | 66 | €3.34 | €1.14 | €6 | no | 2025 |
| A. Reinvaldi tn 1 | 120 m | 11 | – | – | – | no | 2025 |
| Neighbours' median | €3.55 | €1.29 | €6 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 12 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €3 096 | €0.44 | €22 | €3 096 |
| Raamatupidamistasud | €752 | €0.11 | €5 | €700 | |
| Kindlustusbuilding insurance | building insurance | €917 | €0.13 | €6 | €851 |
| Gaasipaigaldiste kontroll | €0 | €0.00 | €0 | €248 | |
| Suuregaliibrilise prügi äraveduwaste collection | waste collection | €295 | €0.04 | €2 | €0 |
| Panga intressidrepays the association's loan and interest | repays the association's loan and interest | €7 843 | €1.11 | €54 | €10 234 |
| Total | €12 903 | €1.82 | €90 |
Fee names as written in the report.
Compared with Torupilli subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €5 961 = €10/m² ≈ €497 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€156 917 outstanding at the end of 2025 ≈ €13 076 per flat
Principal due in the next 12 months €7 059 ≈ €588 a month (€49 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €156 917 | Euribor + 6.00% | 2041-08 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €12 903 | €15 129 | €16 412 | €30 492 | −58% |
| Collected into the repair fund | €4 047 | €4 047 | €0 | – | – |
| Repair spending | €295 | €0 | €3 227 | €21 637 | −99% |
| Repair fund balance | €5 961 | €4 773 | €4 675 | €7 104 | −16% |
| Loan balance | €156 917 | €163 437 | €168 907 | €174 560 | −10% |
| Cash | €4 747 | €3 426 | €3 381 | €6 244 | −24% |
| Reserve capital | €1 922 | €1 922 | €1 922 | €1 922 | ≈ |
| Association expenses (income statement) | €4 496 | €4 565 | €8 254 | €28 910 | −84% |
| Result for the year | €564 | €330 | −€970 | €318 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
TEGEVUSARUANNE Tallinn, J. Kunderi tn 22 korteriühistu asutati 21.03.2002.
members: 12 private + 1 companies.
See also
Frequently asked questions
What are the running costs of the J. Kunderi tn 22 apartment association?
Per the association's 2025 annual report: total owner costs of €3.22/m² per month including utilities; a typical flat paid €120 a month; the association's own fees excluding utilities €1.82/m² per month. The Torupilli subdistrict median was €3.12/m² per month.
How big is the repair fund of the J. Kunderi tn 22 apartment association?
The repair fund held €5 961 at the end of 2025 (€10/m², ≈ €497 per flat). In 2022 it was €7 104. Compared with Torupilli subdistrict: within the usual local range.
Does the J. Kunderi tn 22 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €156 917 (≈ €13 076 per flat), Euribor, last repayment 2041. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the J. Kunderi tn 22 apartment association gone up?
Member fees totalled €30 492 in 2022 and €12 903 in 2025 — a change of −58%. Latest year: −15% vs 2024.
How does the J. Kunderi tn 22 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.34/m² per month (here €3.22/m² per month); repair fund €14/m² (here €10/m²).
How big is the J. Kunderi tn 22 apartment association and who manages it?
12 flats. Registry code 80164879; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 589 m².