Narva mnt 86, Tallinn

Narva mnt 86 is a 3-story apartment building constructed in 2023, located in Kesklinna linnaosa, comprising 7 apartments. The EHR registry code is 120835754 and cadastral ID is 78401:115:1800. Estiq reports energy class C.

The Estiq AVM model estimate is 1 638 €/m². The valuation range spans 1 482–1 794 €/m². The calculated fair value of a typical 2-room apartment is approximately €122 063.

Based on the 1 638 €/m² benchmark, a 40 sqm apartment is indicatively valued at €65 520 and a 50 sqm apartment at €81 900. Actual value depends on interior condition, floor, parking, and storage.

1-room: €115 170–€139 350; 2-room: €110 467–€133 658; 3-room: €101 914–€123 311.

The model-based indicative asking price is approximately €1 654/m² (for the typical 2-room unit, about €128 166), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €890–€1 090 per month, generating an estimated gross yield of 9,2–10,2%.

Buying means a loan payment of about €505 a month, renting €890–€1,090 — the loan payment is 49% below the rent. That is 24% (loan) and 47% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (77.5 m²) at €122,063 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €24,413 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 114 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 55% were in the two best classes and 23% in the two worst (level: high). Estimated road noise at the building is 55 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €180 per month in total, including utilities. Association fees excluding utilities were €1.55/m² per month. The repair fund held €455 at year end. The association had no loans. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.