Lõime tänav 20, Tallinn

Lõime tn 20 is a 4-story apartment building constructed in 1952, located in Põhja-Tallinna linnaosa, comprising 93 apartments. The EHR registry code is 101010735 and cadastral ID is 78408:805:2000. Estiq reports energy class D.

The Estiq AVM model estimate is 2 691 €/m². The valuation range spans 2 435–2 947 €/m². The calculated fair value of a typical 1-room apartment is approximately €27 520.

Based on the 2 691 €/m² benchmark, a 50 sqm apartment is indicatively valued at €134 550 and a 75 sqm apartment at €201 825. Actual value depends on interior condition, floor, parking, and storage.

1-room: €28 019–€33 901; 2-room: €89 191–€107 916; 4-room: €179 402–€217 067.

The model-based indicative asking price is approximately €2 258/m² (for the typical 1-room unit, about €28 896), allowing a 3–5% negotiation buffer.

A 1-room apartment in good condition has an estimated market rent of €180–€220 per month, generating an estimated gross yield of 8,1–9,1%.

Buying means a loan payment of about €114 a month, renting €180–€220 — the loan payment is 43% below the rent. That is 5% (loan) and 9% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 1-room flat (12.8 m²) at €27,520 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €5,504 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 113 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 76% were in the two best classes and 8% in the two worst (level: elevated). Estimated road noise at the building is 53 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €53 per month in total, including utilities. The repair fund held €40 126 at year end. The association had €162 571 of loans outstanding. From 2021 to 2025 association fees changed by −0.6% in total; the repair fund went from €27 911 (2021) to €40 126 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.