Lõime tänav 12, Tallinn

Lõime tn 12 is a 3-story apartment building constructed in 1951, located in Põhja-Tallinna linnaosa, comprising 24 apartments. The EHR registry code is 101015055 and cadastral ID is 78408:805:1210. Estiq reports energy class D.

The Estiq AVM model estimate is 2 658 €/m². The valuation range spans 2 405–2 911 €/m². The calculated fair value of a typical 3-room apartment is approximately €204 965.

Based on the 2 658 €/m² benchmark, a 50 sqm apartment is indicatively valued at €132 900 and a 75 sqm apartment at €199 350. Actual value depends on interior condition, floor, parking, and storage.

2-room: €145 227–€175 717; 3-room: €182 759–€221 128; 4-room: €207 524–€251 093.

The model-based indicative asking price is approximately €2 644/m² (for the typical 3-room unit, about €215 213), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €860–€1 050 per month, generating an estimated gross yield of 5,1–6,1%.

Buying means a loan payment of about €848 a month, renting €860–€1,050 — the loan payment is 11% below the rent. That is 40% (loan) and 45% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (81.4 m²) at €204,965 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €40,993 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 113 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 76% were in the two best classes and 8% in the two worst (level: elevated). Estimated road noise at the building is 53 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.62/m² per month in total including utilities; a typical flat paid €205 per month. Association fees excluding utilities were €0.95/m² per month, of which €0.32/m² to the repair fund. The repair fund held €23 657 at year end. The association had no loans. For comparison, the median of 124 associations in Pelguranna subdistrict was €3.03/m² per month. From 2021 to 2025 association fees changed by +19% in total; the repair fund went from €17 560 (2021) to €23 657 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.