Kaupmehe tänav 10, Tallinn

Kaupmehe tn 10 is a 5-story apartment building constructed in 1938, located in Kesklinna linnaosa, comprising 15 apartments. The EHR registry code is 101019058 and cadastral ID is 78401:105:0320. Estiq reports energy class D.

The Estiq AVM model estimate is 3 486 €/m². The valuation range spans 3 155–3 817 €/m². The calculated fair value of a typical 4-room apartment is approximately €245 817.

Based on the 3 486 €/m² benchmark, a 40 sqm apartment is indicatively valued at €139 440 and a 50 sqm apartment at €174 300. Actual value depends on interior condition, floor, parking, and storage.

2-room: €167 521–€202 692; 3-room: €228 829–€276 870; 4-room: €224 283–€271 369.

The model-based indicative asking price is approximately €3 516/m² (for the typical 4-room unit, about €258 108), allowing a 3–5% negotiation buffer.

A 4-room apartment in good condition has an estimated market rent of €1 030–€1 260 per month, generating an estimated gross yield of 5,1–6,1%.

Buying means a loan payment of about €1,016 a month, renting €1,030–€1,260 — the loan payment is 11% below the rent. That is 48% (loan) and 54% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 4-room flat (73.4 m²) at €245,817 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €49,163 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 150 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 51% were in the two best classes and 19% in the two worst (level: elevated). Estimated road noise at the building is 63 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.45/m² per month in total including utilities; a typical flat paid €177 per month. Association fees excluding utilities were €1.24/m² per month. The association had no loans. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.