Tallinn, Narva mnt 18 korteriühistu
Association of 12 flats. Two loss years in a row.
Narva mnt 18 korteriühistu is a 12-flat apartment association in Kesklinn district, Tallinn.
The association has a loan of €31 654 (≈ €2 638 per flat).
There are 25 associations with reports on the same street and within 500 m; their median is €3.51/m² a month in costs and €9/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Narva mnt 18, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (962 m², Building Register); "a month" = yearly amount ÷ 12.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Two loss years in a rowcash €2 769 → €2
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.51 · fees €1.37 · repair fund €9/m²
On the same street: Narva mnt
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Narva mnt 18 (this one) | – | 12 | – | – | – | €31 654 | 2025 |
| Narva mnt 2 | 460 m | 68 | €3.17 | €0.92 | €9 | €183 974 | 2025 |
| Narva mnt 7 | 390 m | 56 | €1.90 | €1.13 | €5 | no | 2025 |
| Narva mnt 7d | 350 m | 26 | – | – | – | no | 2025 |
| Narva mnt 9 | 260 m | 28 | – | €1.82 | €25 | no | 2025 |
| Narva mnt 9j | 260 m | 97 | – | – | – | no | 2025 |
| Narva mnt 10 | 190 m | 30 | – | – | €14 | €1 031 589 | 2025 |
| Narva mnt 12 | 150 m | 20 | €3.79 | €1.26 | €37 | €4 842 | 2025 |
| Narva mnt 13 | 50 m | 65 | – | – | – | no | 2025 |
| Narva mnt 14 | 80 m | 47 | €3.95 | €1.93 | €24 | no | 2025 |
| Narva mnt 15 | 80 m | 15 | €3.18 | €1.20 | €15 | €7 559 | 2025 |
| Narva mnt 16 | 40 m | 36 | €2.96 | €0.53 | – | no | 2025 |
| Narva mnt 17 | 90 m | 10 | €3.51 | €1.47 | €15 | no | 2025 |
| Narva mnt 19 | 140 m | 107 | €3.90 | €1.76 | €6 | €393 948 | 2025 |
| Narva mnt 20 | 40 m | 19 | €2.06 | €1.23 | €7 | €130 420 | 2025 |
| Narva mnt 22 | 50 m | 12 | €5.87 | €1.47 | – | no | 2025 |
| Neighbours' median | €3.34 | €1.26 | €14 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Narva mnt 18 (this one) | – | 12 | – | – | – | €31 654 | 2025 |
| Raua tn 17a | 70 m | 2 | – | – | – | no | 2025 |
| Raua tn 29 | 90 m | 13 | – | €5.31 | €3 | €12 122 | 2025 |
| Aedvilja tn 1 | 90 m | 11 | – | €1.83 | €1 | no | 2025 |
| Raua tn 37a | 90 m | 10 | €2.86 | €1.11 | €27 | no | 2025 |
| Aedvilja tn 4 | 90 m | 27 | – | €1.21 | €9 | no | 2025 |
| Jõe tn 4c | 100 m | 37 | – | – | – | no | 2024 |
| F. R. Kreutzwaldi tn 4 | 100 m | 14 | – | €1.11 | – | no | 2024 |
| Raua tn 19a | 110 m | 10 | €4.33 | €2.78 | €2 | no | 2025 |
| Pronksi tn 3 | 110 m | 24 | – | – | – | no | 2025 |
| Raua tn 33 | 110 m | 10 | €5.33 | €2.94 | €9 | €43 327 | 2025 |
| Neighbours' median | €4.33 | €1.83 | €6 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€31 654 outstanding at the end of 2025 ≈ €2 638 per flat
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Repair spending | – | – | €0 | €23 640 | −100% |
| Loan balance | €31 654 | €34 254 | €34 254 | – | −7.6% |
| Cash | €2 | €2 769 | €2 862 | €6 143 | −100% |
| Association expenses (income statement) | €167 | €52 | €101 | €23 674 | −99% |
| Result for the year | −€167 | −€52 | €5 510 | −€11 391 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
See also
Frequently asked questions
Does the Narva mnt 18 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €31 654 (≈ €2 638 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
How does the Narva mnt 18 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.51/m² per month; repair fund €9.30/m².
How big is the Narva mnt 18 apartment association and who manages it?
12 flats. Registry code 80529855; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 962 m².