Tartu linn, Kastani tn 11 // 15 korteriühistu
Association of 17 flats. New loan taken in 2025; sharp rise in association fees: +53% (2025); small reserve capital.
Kastani tn 11 // 15 korteriühistu is a 17-flat apartment association in Tartu linn, Tartu linn (2 buildings). Per its 2025 annual report, a typical flat paid the association €160 a month.
The repair fund held €12 068 at year end (€15/m², ≈ €710 per flat); in 2023 it was €0 — within the usual local range. The association has a loan of €197 040 (≈ €11 591 per flat), last repayment 2050. Member fees rose 2 308% in 2022–2025 (€7 175 → €172 790 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.60/m² a month in costs and €9/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
The association manages: Kastani tn 11, Kastani tn 15, Tartu linn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (808 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- New loan taken in 2025outstanding €197 040 — usually for renovation; repayments are part of the fees
- Sharp rise in association fees: +53% (2025)€113 102 (2024) → €172 790 (2025)
- Small reserve capital€808 — less than one month of costs (€13 962)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.60 · fees €1.33 · repair fund €9/m² (here €15)
On the same street: Kastani tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Kastani tn 11 (this one) | – | 17 | – | – | €15 | €197 040 | 2025 |
| Kastani tn 2 | 80 m | 7 | €1.55 | €0.55 | – | no | 2025 |
| Kastani tn 7 | 30 m | 13 | – | €2.58 | – | no | 2025 |
| Kastani tn 8 | 250 m | 4 | €3.50 | €2.55 | €0 | no | 2025 |
| Kastani tn 12 | 310 m | 12 | – | €0.82 | €17 | no | 2024 |
| Kastani tn 17 | 30 m | 16 | – | €2.66 | €37 | no | 2025 |
| Kastani tn 18 | 520 m | 10 | – | €4.69 | €17 | €105 308 | 2025 |
| Kastani tn 24a | 600 m | 36 | – | €0.58 | €2 | no | 2025 |
| Kastani tn 25 | 60 m | 11 | €1.51 | €0.20 | €8 | €48 960 | 2025 |
| Kastani tn 27 | 100 m | 28 | €1.47 | €1.00 | €11 | no | 2025 |
| Kastani tn 28 | 650 m | 7 | €2.51 | €0.30 | €4 | €19 824 | 2025 |
| Kastani tn 32 | 710 m | 10 | €3.00 | €2.03 | €30 | no | 2025 |
| Kastani tn 39 | 360 m | 29 | – | – | – | €77 049 | 2025 |
| Kastani tn 43 | 510 m | 10 | €2.24 | €1.02 | €3 | no | 2025 |
| Kastani tn 56 | 1 120 m | 7 | – | €3.10 | – | no | 2025 |
| Kastani tn 58 | 1 140 m | 4 | – | €1.56 | €3 | no | 2025 |
| Neighbours' median | €2.24 | €1.29 | €8 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Kastani tn 11 (this one) | – | 17 | – | – | €15 | €197 040 | 2025 |
| Kooli tn 11 | 70 m | 7 | – | €2.81 | – | no | 2025 |
| Veski tn 53 | 70 m | 5 | – | €2.35 | – | no | 2025 |
| Kooli tn 5 | 80 m | 1 | – | €0.75 | €25 | €30 404 | 2025 |
| Veski tn 28 | 90 m | 10 | €4.83 | €1.27 | €105 | €3 510 | 2025 |
| Veski tn 61 | 100 m | 6 | €3.13 | €2.77 | – | no | 2025 |
| Kooli tn 7 | 100 m | 10 | €1.57 | €0.39 | €4 | €5 950 | 2025 |
| Näituse tn 10 | 120 m | 12 | €3.59 | €1.39 | €10 | €150 725 | 2025 |
| Kooli tn 30 | 130 m | 9 | €2.69 | €0.66 | €5 | no | 2025 |
| Kooli tn 26 | 130 m | 10 | €2.72 | €1.58 | – | €132 393 | 2025 |
| Näituse tn 8 | 130 m | 18 | €2.31 | €0.80 | – | €21 076 | 2025 |
| Neighbours' median | €2.72 | €1.33 | €10 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 17 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €2 929 | €0.30 | €14 | €2 707 |
| Haldustasudbookkeeping, board and property manager | bookkeeping, board and property manager | €1 663 | €0.17 | €8 | €1 473 |
| Kindlustustasudbuilding insurance | building insurance | €896 | €0.09 | €4 | €726 |
| Muud tulud teenuste eest | €0 | €0.00 | €0 | €312 | |
| Küttesüsteemide puhastus (korterid)cleaning of stairwells and grounds | cleaning of stairwells and grounds | €0 | €0.00 | €0 | €420 |
| Laenu intressrepays the association's loan and interest | repays the association's loan and interest | €5 253 | €0.54 | €26 | €0 |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €162 049 | €16.71 | €794 | €107 464 |
| Total | €172 790 | €17.82 | €847 |
Fee names as written in the report.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €12 068 = €15/m² ≈ €710 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€197 040 outstanding at the end of 2025 ≈ €11 591 per flat
Principal due in the next 12 months €4 456 ≈ €371 a month (€22 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €197 040 | Euribor + 6.00% | 2050-02 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €172 790 | €113 102 | €7 175 | €7 175 | ×24.1 |
| Collected into the repair fund | €8 375 | €8 375 | – | – | ≈ |
| Repair spending | €162 049 | €107 464 | €0 | – | – |
| Repair fund balance | €12 068 | €12 787 | €0 | – | – |
| Loan balance | €197 040 | €0 | €0 | – | – |
| Cash | €19 454 | €9 901 | €8 496 | €6 710 | +190% |
| Reserve capital | €808 | €808 | €808 | €808 | ≈ |
| Association expenses (income statement) | €167 543 | €112 805 | €6 209 | €10 962 | ×15.3 |
| Result for the year | €246 | €454 | €1 042 | −€3 455 | – |
* from the comparative column of the following year's report.
"Of which repair fund" is hidden: the figure read from the report matched repair spending.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Korteriühistu eesmärgiks on elamu ühisosade ja selle juurde kuuluva maa ühine majandamine ning seoses sellega korteriühistu liikmete ühiste huvide esindamine, samuti korteriühistu liikmetele seoses eluruumide kasutamisega teenuste osutamine ja vahendamine.
members: 15 private + 1 companies.
See also
Frequently asked questions
What are the running costs of the Kastani tn 11 apartment association?
Per the association's 2025 annual report: a typical flat paid €160 a month; member fees of €172 790 a year in total.
How big is the repair fund of the Kastani tn 11 apartment association?
The repair fund held €12 068 at the end of 2025 (€15/m², ≈ €710 per flat). In 2023 it was €0. Compared with Vaksali linnaosa, Vaksali subdistrict: within the usual local range.
Does the Kastani tn 11 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €197 040 (≈ €11 591 per flat), Euribor, last repayment 2050. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Kastani tn 11 apartment association gone up?
Member fees totalled €7 175 in 2022 and €172 790 in 2025 — a change of +2 308%. Latest year: +53% vs 2024.
How does the Kastani tn 11 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.60/m² per month; repair fund €8.85/m² (here €15/m²).
How big is the Kastani tn 11 apartment association and who manages it?
17 flats, 2 buildings. Registry code 80507078; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 808 m².