Tallinn, Lai tn 11 korteriühistu
Association of 11 flats. Repair fund has shrunk; loan is being paid down; large repair fund.
Lai tn 11 korteriühistu is a 11-flat apartment association in Kesklinn district, Tallinn. Per its 2025 annual report, a typical flat paid the association €244 a month; association fees excluding utilities were €1.69/m² a month.
The repair fund held €57 594 at year end (€52/m², ≈ €5 236 per flat); in 2022 it was €119 468 — highest quarter locally. The association has a loan of €121 321 (≈ €11 029 per flat), last repayment 2033. Member fees rose 112% in 2022–2025 (€10 620 → €22 503 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €3.39/m² a month in costs and €21/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Lai tn 11, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (1 109 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Repair fund has shrunk€119 468 (2022) → €57 594 (2025), repairs in the period €71 546
✓ Strengths
- Loan is being paid down€144 277 → €121 321 (2023–2025)
- Large repair fund€52/m² — highest quarter locally
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.39 · fees €1.75 (here €1.69) · repair fund €21/m² (here €52)
On the same street: Lai tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Lai tn 11 (this one) | – | 11 | – | €1.69 | €52 | €121 321 | 2025 |
| Lai tn 2 | 120 m | 16 | – | €1.39 | – | no | 2025 |
| Lai tn 4 | 120 m | 7 | – | €4.51 | €67 | no | 2024 |
| Lai tn 9 | 30 m | 5 | – | €7.49 | €24 | no | 2025 |
| Lai tn 10 | 90 m | 7 | – | – | – | no | 2024 |
| Lai tn 12 | 60 m | 8 | €3.39 | €1.51 | – | no | 2025 |
| Lai tn 13 | 40 m | 11 | – | €1.26 | €4 | no | 2025 |
| Lai tn 15 | 60 m | 14 | €3.96 | €1.85 | €5 | no | 2025 |
| Lai tn 32 | 100 m | 12 | €3.67 | €1.43 | €5 | no | 2025 |
| Lai tn 33 | 230 m | 15 | – | – | €17 | €64 280 | 2025 |
| Lai tn 34 | 130 m | 5 | – | €2.21 | €45 | no | 2025 |
| Lai tn 36 | 160 m | 7 | – | €3.00 | €35 | no | 2025 |
| Lai tn 36c | 180 m | 16 | €2.24 | €1.71 | €6 | no | 2025 |
| Lai tn 43 | 330 m | 11 | – | €1.99 | – | no | 2025 |
| Lai tn 44 | 240 m | 39 | €2.91 | €1.03 | €2 | no | 2025 |
| Lai tn 45 | 350 m | 15 | €2.02 | €0.57 | – | no | 2025 |
| Neighbours' median | €3.15 | €1.71 | €12 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Lai tn 11 (this one) | – | 11 | – | €1.69 | €52 | €121 321 | 2025 |
| Hobusepea tn 10 | 60 m | 3 | €2.01 | €1.67 | – | no | 2024 |
| Pikk tn 15 | 80 m | 8 | – | €1.41 | €50 | no | 2025 |
| Pikk tn 29a | 90 m | 7 | €6.91 | €2.83 | €420 | no | 2025 |
| Pikk tn 18 | 100 m | 3 | €5.51 | €2.23 | €37 | no | 2025 |
| Pikk tn 35 | 120 m | 2 | €6.59 | €2.27 | €1 | no | 2025 |
| Pikk tn 37 | 120 m | 12 | – | €1.33 | €60 | no | 2024 |
| Pikk tn 39 | 120 m | 7 | – | €1.78 | €21 | no | 2025 |
| Pikk tn 22 | 130 m | 5 | €1.29 | €1.03 | €21 | no | 2025 |
| Nunne tn 11 | 130 m | 8 | – | €1.87 | €4 | no | 2025 |
| Pikk tn 41 | 140 m | 10 | – | – | €38 | no | 2025 |
| Neighbours' median | €5.51 | €1.78 | €37 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €57 594 = €52/m² ≈ €5 236 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€121 321 outstanding at the end of 2025 ≈ €11 029 per flat
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €121 321 | 3.64% | 2033-08 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €22 503 | €20 244 | €70 658 | €10 620 | +112% |
| Collected into the repair fund | €4 030 | €3 827 | €3 683 | – | +9.4% |
| Repair spending | €9 020 | €6 096 | €56 430 | €557 | ×16.2 |
| Repair fund balance | €57 594 | €63 131 | €66 274 | €119 468 | −52% |
| Loan balance | €121 321 | €133 541 | €144 277 | – | −16% |
| Cash | €50 376 | €52 316 | €55 909 | €109 883 | −54% |
| Reserve capital | €2 166 | €2 166 | €2 166 | €2 166 | ≈ |
| Association expenses (income statement) | €22 502 | €20 253 | €70 564 | €11 036 | +104% |
| Result for the year | €6 | €5 | €235 | −€347 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
11 korteriühistu põhitegevuseks on korteriomanike huvidele vastava valitsemise korraldamine. 2025 a palgalisi töötajaid ei olnud Korteriühistu majandustegevuse võib lugeda rahuldavaks.
members: 15 private.
See also
Frequently asked questions
What are the running costs of the Lai tn 11 apartment association?
Per the association's 2025 annual report: a typical flat paid €244 a month; the association's own fees excluding utilities €1.69/m² per month.
How big is the repair fund of the Lai tn 11 apartment association?
The repair fund held €57 594 at the end of 2025 (€52/m², ≈ €5 236 per flat). In 2022 it was €119 468. Compared with Vanalinna subdistrict: highest quarter locally.
Does the Lai tn 11 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €121 321 (≈ €11 029 per flat), interest 3.64%, last repayment 2033. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Lai tn 11 apartment association gone up?
Member fees totalled €10 620 in 2022 and €22 503 in 2025 — a change of +112%. Latest year: +11% vs 2024.
How does the Lai tn 11 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.39/m² per month; repair fund €21/m² (here €52/m²).
How big is the Lai tn 11 apartment association and who manages it?
11 flats. Registry code 80234628; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 1 109 m².