Tallinn, Kadaka tee 165 korteriühistu
Association of 80 flats. Repair fund has shrunk; loans have grown.
Kadaka tee 165 korteriühistu is a 80-flat apartment association in Mustamäe district, Tallinn. Per its 2025 annual report, a typical flat paid the association €215 a month; total costs including utilities were €4.86/m² a month (highest quarter locally, Mustamäe subdistrict).
The repair fund held €30 945 at year end (€9/m², ≈ €387 per flat); in 2022 it was €68 878 — within the usual local range. The association has a loan of €1 165 972 (≈ €14 575 per flat), last repayment 2043. Member fees rose 126% in 2022–2025 (€39 366 → €88 934 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.93/m² a month in costs and €15/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Kadaka tee 165, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (3 521 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- Repair fund has shrunk€85 470 (2023) → €30 945 (2025), repairs in the period €162 768
- Loans have grown€30 951 → €1 165 972 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.93 (here €4.86) · fees €1.11 (here €2.10) · repair fund €15/m² (here €9)
On the same street: Kadaka tee
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Kadaka tee 165 (this one) | – | 80 | €4.86 | €2.10 | €9 | €1 165 972 | 2025 |
| Kadaka tee 90 | 1 450 m | 20 | €3.37 | €2.99 | – | no | 2025 |
| Kadaka tee 137 | 740 m | 95 | €2.79 | €0.87 | €3 | no | 2025 |
| Kadaka tee 141a | 490 m | 60 | – | – | – | no | 2025 |
| Kadaka tee 143 | 470 m | 42 | – | – | – | no | 2025 |
| Kadaka tee 145 | 430 m | 48 | – | – | – | €9 256 | 2025 |
| Kadaka tee 145a | 390 m | 42 | – | €1.13 | €17 | no | 2025 |
| Kadaka tee 157 | 90 m | 80 | €2.64 | €0.97 | €8 | no | 2025 |
| Kadaka tee 159 | 100 m | 80 | €3.04 | €0.90 | €8 | no | 2025 |
| Kadaka tee 161 | 40 m | 80 | €3.13 | €1.43 | – | no | 2025 |
| Kadaka tee 163 | 80 m | 80 | €2.47 | €0.52 | €20 | no | 2025 |
| Kadaka tee 169 | 120 m | 80 | €3.00 | €1.11 | €15 | no | 2025 |
| Kadaka tee 171 | 100 m | 60 | – | €2.94 | – | €92 361 | 2025 |
| Kadaka tee 173 | 160 m | 80 | €2.97 | €0.83 | €16 | no | 2025 |
| Kadaka tee 175 | 230 m | 60 | €3.53 | €1.36 | €6 | €223 820 | 2025 |
| Kadaka tee 191a | 1 380 m | 80 | €2.79 | €0.91 | €1 | no | 2025 |
| Neighbours' median | €2.99 | €1.04 | €8 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Kadaka tee 165 (this one) | – | 80 | €4.86 | €2.10 | €9 | €1 165 972 | 2025 |
| E. Vilde tee 126a | 260 m | 2 | – | – | – | no | 2025 |
| E. Vilde tee 132 | 260 m | 90 | €2.79 | €2.47 | – | €125 619 | 2025 |
| Akadeemia tee 70 | 290 m | 80 | €2.26 | €0.73 | €29 | no | 2024 |
| E. Vilde tee 138 | 300 m | 90 | – | €0.77 | €11 | €23 150 | 2025 |
| E. Vilde tee 130 | 300 m | 36 | €2.95 | €0.65 | €26 | no | 2025 |
| Akadeemia tee 64a | 310 m | 40 | €3.11 | €1.04 | €48 | no | 2025 |
| Akadeemia tee 68 | 320 m | 80 | €4.20 | €2.31 | €43 | €944 741 | 2025 |
| E. Vilde tee 134 | 340 m | 60 | €2.71 | €1.22 | €24 | no | 2025 |
| E. Vilde tee 142 | 350 m | 90 | €2.91 | €1.26 | €12 | €352 334 | 2025 |
| E. Vilde tee 136 | 360 m | 60 | €2.84 | €1.24 | €4 | €60 209 | 2025 |
| Neighbours' median | €2.88 | €1.22 | €25 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 80 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €25 803 | €0.61 | €27 | €21 966 |
| Elamu kindlustusbuilding insurance | building insurance | €909 | €0.02 | €1 | €886 |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €62 222 | €1.47 | €65 | €100 546 |
| Total | €88 934 | €2.10 | €93 |
Fee names as written in the report.
Compared with Mustamäe subdistrict
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €30 945 = €8.79/m² ≈ €387 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€1 165 972 outstanding at the end of 2025 ≈ €14 575 per flat
Principal due in the next 12 months €51 150 ≈ €4 263 a month (€53 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| Swedbank | €18 822 | 5.30% | 2029-09 |
| – | €1 147 150 | 4.03% | 2043-04 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €88 934 | €123 398 | €99 549 | €39 366 | +126% |
| Collected into the repair fund | €76 965 | €102 702 | €37 020 | – | +108% |
| Repair spending | €62 222 | €100 546 | €79 386 | €21 196 | +194% |
| Repair fund balance | €30 945 | €61 889 | €85 470 | €68 878 | −55% |
| Loan balance | €1 165 972 | €1 215 095 | €853 272 | €30 951 | ×37.7 |
| Cash | €35 738 | €65 295 | €91 977 | €73 070 | −51% |
| Reserve capital | €13 000 | €13 000 | €13 000 | €6 276 | +107% |
| Association expenses (income statement) | €88 098 | €118 664 | €99 794 | €40 064 | +120% |
| Result for the year | €2 875 | €4 745 | −€196 | −€690 | – |
* from the comparative column of the following year's report.
"Of which repair fund" is hidden: the figure read from the report matched repair spending.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Korteriühistu põhitegevusala kood EMTAK 2008 järgi on 84123 elamu- ja kommunaalmajanduse haldus. Käesolev aruanne on koostatud majandusaasta kohta perioodil 01.01.2025 -31.12.2025 Tallinn, Kadaka tee 165 korteriühistu (registrikoodiga 80154355), täiendav nimi on Kadaka tee 165 Korteriühistu, asukohaga Kadaka tee 165 Tallinn asutati 01.10.2001.a.
members: 77 private + 3 companies.
See also
Frequently asked questions
What are the running costs of the Kadaka tee 165 apartment association?
Per the association's 2025 annual report: total owner costs of €4.86/m² per month including utilities; a typical flat paid €215 a month; the association's own fees excluding utilities €2.10/m² per month. The Mustamäe subdistrict median was €2.93/m² per month.
How big is the repair fund of the Kadaka tee 165 apartment association?
The repair fund held €30 945 at the end of 2025 (€8.79/m², ≈ €387 per flat). In 2022 it was €68 878. Compared with Mustamäe subdistrict: within the usual local range.
Does the Kadaka tee 165 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €1 165 972 (≈ €14 575 per flat), interest 4.05%, last repayment 2043. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Kadaka tee 165 apartment association gone up?
Member fees totalled €39 366 in 2022 and €88 934 in 2025 — a change of +126%. Latest year: −28% vs 2024.
How does the Kadaka tee 165 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.93/m² per month (here €4.86/m² per month); repair fund €15/m² (here €8.79/m²).
How big is the Kadaka tee 165 apartment association and who manages it?
80 flats. Registry code 80154355; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 3 521 m².