Tallinn, Liivalaia tn 7 korteriühistu
Association of 65 flats. New loan taken in 2025; sharp rise in association fees: +975% (2025); small reserve capital.
Liivalaia tn 7 korteriühistu is a 65-flat apartment association in Kesklinn district, Tallinn. Per its 2025 annual report, a typical flat paid the association €197 a month.
The repair fund held €168 605 at year end (€36/m², ≈ €2 594 per flat), growing every year since 2022 (€101 769) — highest quarter locally. The association has a loan of €476 515 (≈ €7 331 per flat), last repayment 2050. Member fees rose 1 351% in 2022–2025 (€38 705 → €561 683 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €3.27/m² a month in costs and €12/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Liivalaia tn 7, Tallinn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (4 650 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- New loan taken in 2025outstanding €476 515 — usually for renovation; repayments are part of the fees
- Sharp rise in association fees: +975% (2025)€52 233 (2024) → €561 683 (2025)
- Small reserve capital€10 037 — less than one month of costs (€46 703)
✓ Strengths
- Repair fund grows every year€101 769 → €168 605 (2022–2025)
- Large repair fund€36/m² — highest quarter locally
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €3.27 · fees €1.68 · repair fund €12/m² (here €36)
On the same street: Liivalaia tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Liivalaia tn 7 (this one) | – | 65 | – | – | €36 | €476 515 | 2025 |
| Liivalaia tn 3 | 180 m | 22 | – | €4.13 | €22 | €83 058 | 2025 |
| Liivalaia tn 5 | 120 m | 66 | – | €5.55 | €0 | no | 2025 |
| Liivalaia tn 11 | 120 m | 19 | – | – | – | no | 2025 |
| Liivalaia tn 16 | 90 m | 24 | – | – | – | no | 2025 |
| Liivalaia tn 17 | 220 m | 13 | – | €1.83 | €6 | €93 218 | 2025 |
| Liivalaia tn 19 | 240 m | 8 | – | €0.28 | – | no | 2025 |
| Liivalaia tn 21 | 270 m | 54 | – | €1.79 | €13 | no | 2025 |
| Liivalaia tn 25 | 400 m | 37 | €3.59 | €1.35 | €9 | €139 607 | 2025 |
| Liivalaia tn 26 | 310 m | 40 | €4.17 | €1.11 | €12 | €3 992 | 2025 |
| Liivalaia tn 28 | 380 m | 59 | €3.27 | €0.90 | €35 | no | 2025 |
| Liivalaia tn 29 | 520 m | 56 | €3.09 | €0.94 | – | no | 2025 |
| Liivalaia tn 30 | 450 m | 58 | €4.82 | €1.68 | €58 | no | 2025 |
| Liivalaia tn 39 | 760 m | 4 | – | €3.60 | €3 | no | 2025 |
| Liivalaia tn 40 | 870 m | 178 | €3.71 | €1.41 | – | no | 2025 |
| Liivalaia tn 41 | 780 m | 18 | – | €2.68 | €35 | no | 2025 |
| Neighbours' median | €3.65 | €1.68 | €12 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Liivalaia tn 7 (this one) | – | 65 | – | – | €36 | €476 515 | 2025 |
| Ahju tn 5 | 80 m | 7 | €2.62 | €1.45 | – | no | 2024 |
| P. Süda tn 12 | 80 m | 9 | €1.45 | €0.79 | €43 | no | 2025 |
| P. Süda tn 10 | 90 m | 28 | €3.49 | €1.86 | €2 | €21 439 | 2025 |
| Ahju tn 3 | 90 m | 6 | €2.38 | €1.24 | €15 | no | 2025 |
| P. Süda tn 11 | 110 m | 11 | – | €2.78 | €9 | no | 2025 |
| Veerenni tn 1 | 110 m | 29 | €3.99 | €1.79 | – | no | 2025 |
| Pärnu mnt 43b | 120 m | 19 | €3.86 | €1.99 | €5 | no | 2025 |
| Veerenni tn 4 | 130 m | 32 | €3.26 | €1.88 | €5 | €120 698 | 2025 |
| Vana-Veerenni tn 4a | 130 m | 9 | €2.97 | €0.33 | €25 | €18 866 | 2025 |
| Tatari tn 46 | 150 m | 23 | €2.44 | €1.04 | €13 | €986 | 2025 |
| Neighbours' median | €2.97 | €1.62 | €11 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 65 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Hooldustasudday-to-day upkeep and small fixes | day-to-day upkeep and small fixes | €33 895 | €0.61 | €43 | €34 106 |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €518 502 | €9.29 | €665 | €17 817 |
| Remonditasud laenukulude katteksrepays the association's loan and interest | repays the association's loan and interest | €1 761 | €0.03 | €2 | €0 |
| Edasimüüdud kaubad ja teenused | €7 525 | €0.13 | €10 | €310 | |
| Total | €561 683 | €10.07 | €720 |
Fee names as written in the report.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €168 605 = €36/m² ≈ €2 594 per flat
Works done, per the reports
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€476 515 outstanding at the end of 2025 ≈ €7 331 per flat
Principal due in the next 12 months €12 815 ≈ €1 068 a month (€16 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| – | €476 515 | 3.60% | 2050-05 |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €561 683 | €52 233 | €53 928 | €38 705 | ×14.5 |
| of which repair fund | €518 502 | €17 817 | €19 001 | – | ×27.3 |
| Collected into the repair fund | €47 115 | €47 008 | €46 953 | – | ≈ |
| Repair spending | €527 025 | €18 120 | €19 728 | €9 205 | ×57.3 |
| Repair fund balance | €168 605 | €151 267 | €121 969 | €101 769 | +66% |
| Loan balance | €476 515 | €0 | €0 | – | – |
| Cash | €284 213 | €169 858 | €134 325 | €109 314 | +160% |
| Reserve capital | €10 037 | €10 037 | €10 037 | €10 037 | ≈ |
| Association expenses (income statement) | €560 431 | €49 202 | €51 024 | €40 312 | ×13.9 |
| Result for the year | €2 810 | €5 328 | €7 168 | €679 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 527 025 € eest ja remondifondi koguti 47 115 €. Remondifondi jääk aasta lõpus oli 168 605 €.
members: 65 private + 5 companies.
See also
Frequently asked questions
What are the running costs of the Liivalaia tn 7 apartment association?
Per the association's 2025 annual report: a typical flat paid €197 a month; member fees of €561 683 a year in total.
How big is the repair fund of the Liivalaia tn 7 apartment association?
The repair fund held €168 605 at the end of 2025 (€36/m², ≈ €2 594 per flat). In 2022 it was €101 769. Compared with Tatari subdistrict: highest quarter locally.
Does the Liivalaia tn 7 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €476 515 (≈ €7 331 per flat), interest 3.60%, last repayment 2050. The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Liivalaia tn 7 apartment association gone up?
Member fees totalled €38 705 in 2022 and €561 683 in 2025 — a change of +1 351%. Latest year: +975% vs 2024.
How does the Liivalaia tn 7 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €3.27/m² per month; repair fund €12/m² (here €36/m²).
How big is the Liivalaia tn 7 apartment association and who manages it?
65 flats. Registry code 80106965; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 4 650 m².