Savi tänav 43, Tartu

Savi tn 43 is a 4-story apartment building constructed in 2023, located in Tartu linn, comprising 20 apartments. The EHR registry code is 121394908 and cadastral ID is 79504:093:0003. Estiq reports energy class B.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €145 208.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

2-room: €125 671–€164 227; 3-room: €137 462–€179 636; 4-room: €179 351–€234 377.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €152 468), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €760–€930 per month, generating an estimated gross yield of 6,5–7,5%.

Buying means a loan payment of about €600 a month, renting €760–€930 — the loan payment is 29% below the rent. That is 30% (loan) and 42% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (56.0 m²) at €145,208 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €29,042 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 80 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 61% were in the two best classes and 17% in the two worst (level: elevated). Estimated road noise at the building is 50 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €1.96/m² per month in total including utilities; a typical flat paid €129 per month. Association fees excluding utilities were €0.90/m² per month, of which €0.20/m² to the repair fund. The repair fund held €1 541 at year end. The association had no loans. For comparison, the median of 30 associations in Tammelinna linnaosa, Uus-Tammelinna subdistrict was €1.92/m² per month. From 2023 to 2025 association fees changed by +71% in total; the repair fund went from €0 (2024) to €1 541 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.