Raatuse tänav 107, Tartu

Raatuse tn 107 is a 4-story apartment building constructed in 2013, located in Tartu linn, comprising 14 apartments. The EHR registry code is 120636960 and cadastral ID is 79514:019:0036. Estiq reports energy class C.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €170 745.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

1-room: €76 963–€100 576; 2-room: €119 825–€156 588; 3-room: €143 289–€187 250; 4-room: €177 052–€231 372.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €179 282), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €690–€840 per month, generating an estimated gross yield of 4,9–5,9%.

Buying means a loan payment of about €706 a month, renting €690–€840 — the loan payment is 8% below the rent. That is 35% (loan) and 38% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (68.6 m²) at €170,745 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €34,149 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 407 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 57% were in the two best classes and 20% in the two worst (level: elevated). Estimated road noise at the building is 65 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.42/m² per month in total including utilities; a typical flat paid €121 per month. Association fees excluding utilities were €1.00/m² per month, of which €0.48/m² to the repair fund. The repair fund held €11 811 at year end. The association had no loans. For comparison, the median of 83 associations in Ülejõe linnaosa, Ülejõe subdistrict was €2.51/m² per month. From 2022 to 2025 association fees changed by −20% in total; the repair fund went from €63 (2022) to €11 811 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.