Pikk tänav 46, Tartu

Pikk tn 46 is a 4-story apartment building constructed in 2020, located in Tartu linn, comprising 7 apartments. The EHR registry code is 121374341 and cadastral ID is 79301:001:1407. Estiq reports energy class A.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 4-room apartment is approximately €203 971.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

1-room: €41 315–€53 990; 2-room: €75 088–€98 125; 4-room: €180 396–€235 743.

The model-based indicative asking price is approximately €2 532/m² (for the typical 4-room unit, about €214 170), allowing a 3–5% negotiation buffer.

A 4-room apartment in good condition has an estimated market rent of €1 350–€1 650 per month, generating an estimated gross yield of 8,3–9,3%.

Buying means a loan payment of about €843 a month, renting €1,350–€1,650 — the loan payment is 44% below the rent. That is 42% (loan) and 74% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 4-room flat (84.6 m²) at €203,971 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €40,794 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 407 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 62% were in the two best classes and 19% in the two worst (level: elevated). Estimated road noise at the building is 55 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.07/m² per month in total including utilities; a typical flat paid €168 per month. Association fees excluding utilities were €1.40/m² per month. The association had no loans. For comparison, the median of 83 associations in Ülejõe linnaosa, Ülejõe subdistrict was €2.51/m² per month. From 2023 to 2025 association fees changed by +9.0% in total; the repair fund went from −€52 (2023) to €0 (2024). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.