Narva mnt 165a, Tartu

Narva mnt 165a is a 3-story apartment building constructed in 2008, located in Tartu linn, comprising 10 apartments. The EHR registry code is 120304488 and cadastral ID is 79512:034:0006. Estiq reports estimated energy class C.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €154 567.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

3-room: €130 988–€171 176; 4-room: €167 436–€218 806.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €162 295), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €550–€670 per month, generating an estimated gross yield of 4,3–5,3%.

Buying means a loan payment of about €639 a month, renting €550–€670 — about the same. That is 32% (loan) and 30% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (62.1 m²) at €154,567 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €30,913 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 64 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 64% were in the two best classes and 15% in the two worst (level: elevated). Estimated road noise at the building is 65 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €4.75/m² per month in total including utilities; a typical flat paid €299 per month. Association fees excluding utilities were €1.63/m² per month. The repair fund held €4 641 at year end. The association had €7 507 of loans outstanding. For comparison, the median of 1092 associations in Tartu linn was €2.53/m² per month. From 2022 to 2025 association fees changed by −78% in total; the repair fund went from €9 669 (2022) to €4 641 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.