Luha tänav 2, Tartu

Luha tn 2 is a 8-story apartment building constructed in 2005, located in Tartu linn, comprising 45 apartments. The EHR registry code is 120267852 and cadastral ID is 79516:038:0040. Estiq reports estimated energy class C.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €135 355.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

2-room: €116 903–€152 769; 3-room: €149 115–€194 865.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €142 123), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €170–€210 per month, generating an estimated gross yield of 2,0–2,2%.

Buying means a loan payment of about €560 a month, renting €170–€210 — the loan payment is 195% above the rent. That is 28% (loan) and 9% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (52.2 m²) at €135,355 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €27,071 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 61% were in the two best classes and 14% in the two worst (level: elevated). Estimated road noise at the building is 65 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.22/m² per month in total including utilities; a typical flat paid €129 per month. Association fees excluding utilities were €0.40/m² per month. The association had no loans. For comparison, the median of 151 associations in Annelinna linnaosa, Kesk-Annelinna subdistrict was €2.58/m² per month. From 2022 to 2025 association fees changed by +28% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.