Võistluse tänav 3, Tallinn

Võistluse tn 3 is a 6-story apartment building constructed in 2020, located in Kesklinna linnaosa, comprising 27 apartments. The EHR registry code is 120856559 and cadastral ID is 78401:116:0007. Estiq reports energy class C.

The Estiq AVM model estimate is 4 573 €/m². The valuation range spans 4 139–5 007 €/m². The calculated fair value of a typical 4-room apartment is approximately €393 857.

Based on the 4 573 €/m² benchmark, a 40 sqm apartment is indicatively valued at €182 920 and a 50 sqm apartment at €228 650. Actual value depends on interior condition, floor, parking, and storage.

2-room: €201 893–€244 280; 3-room: €281 392–€340 469; 4-room: €337 919–€408 863.

The model-based indicative asking price is approximately €4 775/m² (for the typical 4-room unit, about €413 550), allowing a 3–5% negotiation buffer.

A 4-room apartment in good condition has an estimated market rent of €1 400–€1 710 per month, generating an estimated gross yield of 4,2–5,2%.

Buying means a loan payment of about €1,629 a month, renting €1,400–€1,710 — about the same. That is 77% (loan) and 73% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 4-room flat (86.6 m²) at €393,857 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €78,771 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 69 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 60% were in the two best classes and 9% in the two worst (level: elevated). Estimated road noise at the building is 65 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.94/m² per month in total including utilities; a typical flat paid €284 per month. Association fees excluding utilities were €1.84/m² per month, of which €0.49/m² to the repair fund. The repair fund held €22 936 at year end. The association had no loans. From 2021 to 2025 association fees changed by +53% in total; the repair fund went from €6 095 (2021) to €22 936 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.