Ümera tänav 21, Tallinn

Ümera tn 21 is a 5-story apartment building constructed in 1986, located in Lasnamäe linnaosa, comprising 120 apartments. The EHR registry code is 101015969 and cadastral ID is 78403:309:0008. Estiq reports energy class D.

The Estiq AVM model estimate is 2 247 €/m². The valuation range spans 2 076–2 418 €/m². The calculated fair value of a typical 1-room apartment is approximately €82 306.

Based on the 2 247 €/m² benchmark, a 30 sqm apartment is indicatively valued at €67 410 and a 40 sqm apartment at €89 880. Actual value depends on interior condition, floor, parking, and storage.

1-room: €76 051–€88 561; 2-room: €96 979–€112 932.

The model-based indicative asking price is approximately €2 643/m² (for the typical 1-room unit, about €86 421), allowing a 3–5% negotiation buffer.

A 1-room apartment in good condition has an estimated market rent of €400–€490 per month, generating an estimated gross yield of 6,0–7,0%.

Buying means a loan payment of about €340 a month, renting €400–€490 — the loan payment is 24% below the rent. That is 16% (loan) and 21% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 1-room flat (32.7 m²) at €82,306 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €16,461 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 123 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 82% were in the two best classes and 4% in the two worst (level: moderate). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.87/m² per month in total including utilities; a typical flat paid €94 per month. Association fees excluding utilities were €0.87/m² per month, of which €0.24/m² to the repair fund. The association had no loans. For comparison, the median of 59 associations in Seli subdistrict was €2.68/m² per month. From 2021 to 2025 association fees changed by −6.0% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.