Ümera tänav 14, Tallinn

Ümera tn 14 is a 9-story apartment building constructed in 1985, located in Lasnamäe linnaosa, comprising 72 apartments. The EHR registry code is 101013479 and cadastral ID is 78403:309:0980. Estiq reports energy class E.

The Estiq AVM model estimate is 2 202 €/m². The valuation range spans 2 035–2 369 €/m². The calculated fair value of a typical 3-room apartment is approximately €137 182.

Based on the 2 202 €/m² benchmark, a 40 sqm apartment is indicatively valued at €88 080 and a 50 sqm apartment at €110 100. Actual value depends on interior condition, floor, parking, and storage.

1-room: €74 510–€86 767; 2-room: €103 330–€120 328; 3-room: €125 778–€146 468; 4-room: €126 756–€147 607.

The model-based indicative asking price is approximately €2 223/m² (for the typical 3-room unit, about €144 041), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €620–€760 per month, generating an estimated gross yield of 5,5–6,5%.

Buying means a loan payment of about €567 a month, renting €620–€760 — the loan payment is 18% below the rent. That is 27% (loan) and 32% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (64.8 m²) at €137,182 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €27,436 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 29 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: moderate). Air: of the last 12 months' hourly readings, 71% were in the two best classes and 7% in the two worst (level: moderate). Estimated road noise at the building is 56 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €1.77/m² per month in total including utilities; a typical flat paid €97 per month. Association fees excluding utilities were €1.49/m² per month, of which €1.09/m² to the repair fund. The repair fund held €8 882 at year end. The association had no loans. For comparison, the median of 59 associations in Seli subdistrict was €2.68/m² per month. From 2021 to 2025 association fees changed by +151% in total; the repair fund went from €30 565 (2021) to €8 882 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.