L. Koidula tänav 3, Tallinn

L. Koidula tn 3 is a 6-story apartment building constructed in 1961, located in Kesklinna linnaosa, comprising 23 apartments. The EHR registry code is 101010921 and cadastral ID is 78401:115:3210. Estiq reports energy class F.

The Estiq AVM model estimate is 4 086 €/m². The valuation range spans 3 698–4 474 €/m². The calculated fair value of a typical 2-room apartment is approximately €209 203.

Based on the 4 086 €/m² benchmark, a 50 sqm apartment is indicatively valued at €204 300 and a 75 sqm apartment at €306 450. Actual value depends on interior condition, floor, parking, and storage.

1-room: €164 660–€199 229; 2-room: €200 422–€242 500; 3-room: €291 109–€352 226; 4-room: €445 251–€538 729.

The model-based indicative asking price is approximately €4 290/m² (for the typical 2-room unit, about €219 663), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €620–€760 per month, generating an estimated gross yield of 3,5–4,5%.

Buying means a loan payment of about €865 a month, renting €620–€760 — the loan payment is 25% above the rent. That is 41% (loan) and 32% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (51.2 m²) at €209,203 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €41,841 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 190 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 59% were in the two best classes and 11% in the two worst (level: elevated). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €4.16/m² per month in total including utilities; a typical flat paid €246 per month. Association fees excluding utilities were €1.61/m² per month, of which €0.60/m² to the repair fund. The repair fund held €55 728 at year end. The association had no loans. For comparison, the median of 73 associations in Kadrioru subdistrict was €3.19/m² per month. From 2021 to 2025 association fees changed by +22% in total; the repair fund went from €82 808 (2021) to €55 728 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.