J. Vilmsi tänav 45, Tallinn

J. Vilmsi tn 45 is a 3-story apartment building constructed in 1930, located in Kesklinna linnaosa, comprising 12 apartments. The EHR registry code is 101016124 and cadastral ID is 78401:115:3510. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 3 588 €/m². The valuation range spans 3 247–3 929 €/m². The calculated fair value of a typical 2-room apartment is approximately €157 658.

Based on the 3 588 €/m² benchmark, a 30 sqm apartment is indicatively valued at €107 640 and a 40 sqm apartment at €143 520. Actual value depends on interior condition, floor, parking, and storage.

2-room: €142 680–€172 635.

The model-based indicative asking price is approximately €3 754/m² (for the typical 2-room unit, about €165 541), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €660–€800 per month, generating an estimated gross yield of 5,0–6,0%.

Buying means a loan payment of about €652 a month, renting €660–€800 — the loan payment is 11% below the rent. That is 31% (loan) and 34% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (44.1 m²) at €157,658 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €31,532 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 422 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 64% were in the two best classes and 10% in the two worst (level: elevated). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €1.30/m² per month in total including utilities; a typical flat paid €56 per month. Association fees excluding utilities were €0.84/m² per month, of which €0.06/m² to the repair fund. The repair fund held €13 049 at year end. The association had no loans. For comparison, the median of 73 associations in Kadrioru subdistrict was €3.19/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.