J. Vilmsi tänav 20, Tallinn

J. Vilmsi tn 20 is a 3-story apartment building constructed in 1922, located in Kesklinna linnaosa, comprising 11 apartments. The EHR registry code is 101010645 and cadastral ID is 78401:113:0960. Estiq reports energy class D.

The Estiq AVM model estimate is 3 924 €/m². The valuation range spans 3 551–4 297 €/m². The calculated fair value of a typical 2-room apartment is approximately €142 507.

Based on the 3 924 €/m² benchmark, a 40 sqm apartment is indicatively valued at €156 960 and a 50 sqm apartment at €196 200. Actual value depends on interior condition, floor, parking, and storage.

1-room: €137 251–€166 066; 2-room: €156 576–€189 449; 3-room: €170 725–€206 567.

The model-based indicative asking price is approximately €4 576/m² (for the typical 2-room unit, about €149 632), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €530–€650 per month, generating an estimated gross yield of 4,5–5,5%.

Buying means a loan payment of about €589 a month, renting €530–€650 — about the same. That is 28% (loan) and 28% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (32.7 m²) at €142,507 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €28,501 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 100 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 63% were in the two best classes and 12% in the two worst (level: elevated). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €4.55/m² per month in total including utilities; a typical flat paid €160 per month. Association fees excluding utilities were €0.87/m² per month. The association had €56 302 of loans outstanding. For comparison, the median of 76 associations in Raua subdistrict was €3.26/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.