Tartu linn, Ravila tn 62 korteriühistu
Association of 75 flats. New loan taken in 2024; sharp rise in association fees: +237% (2025); small reserve capital.
Ravila tn 62 korteriühistu is a 75-flat apartment association in Tartu linn, Tartu linn. Per its 2025 annual report, a typical flat paid the association €184 a month; association fees excluding utilities were €4.83/m² a month.
The repair fund held €14 795 at year end (€4/m², ≈ €197 per flat), growing every year since 2023 (€0) — lowest quarter locally. The association has a loan of €1 376 330 (≈ €18 351 per flat). Member fees rose 727% in 2022–2025 (€29 584 → €244 560 a year).
There are 25 associations with reports on the same street and within 500 m; their median is €2.89/m² a month in costs and €8/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Ravila tn 62, Tartu linn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (4 219 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
Money saved for future repairs. A bigger balance means less risk of a sudden extra charge.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- New loan taken in 2024outstanding €1 376 330 — usually for renovation; repayments are part of the fees
- Sharp rise in association fees: +237% (2025)€72 525 (2024) → €244 560 (2025)
- Small reserve capital€6 700 — less than one month of costs (€20 550)
✓ Strengths
- Repair fund grows every year€0 → €14 795 (2023–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 25 neighbouring associations (median): total costs €2.89 · fees €0.96 (here €4.83) · repair fund €8/m² (here €4)
On the same street: Ravila tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Ravila tn 62 (this one) | – | 75 | – | €4.83 | €4 | €1 376 330 | 2025 |
| Ravila tn 30 | 410 m | 18 | €3.88 | €0.82 | €16 | €163 968 | 2025 |
| Ravila tn 30a | 480 m | 27 | €3.68 | €0.93 | – | €182 227 | 2025 |
| Ravila tn 32 | 350 m | 12 | €4.40 | €2.77 | €14 | €105 805 | 2025 |
| Ravila tn 40 | 240 m | 45 | €2.61 | €0.46 | – | no | 2025 |
| Ravila tn 42 | 230 m | 40 | €2.94 | €0.48 | – | no | 2025 |
| Ravila tn 44 | 200 m | 40 | €4.22 | €1.80 | €8 | €383 751 | 2025 |
| Ravila tn 45 | 140 m | 10 | – | – | – | no | 2025 |
| Ravila tn 46 | 180 m | 30 | €3.85 | €1.41 | €6 | €415 869 | 2025 |
| Ravila tn 47 | 150 m | 47 | – | €0.77 | €38 | €429 421 | 2025 |
| Ravila tn 48 | 190 m | 45 | €2.17 | €0.28 | €14 | no | 2025 |
| Ravila tn 49 | 80 m | 36 | – | €2.77 | – | no | 2025 |
| Ravila tn 50 | 110 m | 30 | €1.87 | €0.51 | €8 | no | 2025 |
| Ravila tn 52 | 130 m | 30 | €3.12 | €1.81 | – | €196 731 | 2025 |
| Ravila tn 54 | 150 m | 45 | €2.60 | €0.98 | €4 | €267 565 | 2025 |
| Ravila tn 56 | 70 m | 30 | €2.72 | €1.92 | – | no | 2025 |
| Neighbours' median | €3.03 | €0.96 | €11 |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Ravila tn 62 (this one) | – | 75 | – | €4.83 | €4 | €1 376 330 | 2025 |
| Ilmatsalu tn 52 | 90 m | 60 | €3.27 | €0.42 | €6 | €520 679 | 2024 |
| Ilmatsalu tn 50 | 90 m | 36 | – | €2.56 | – | no | 2025 |
| Ilmatsalu tn 48 | 110 m | 36 | €3.06 | €1.15 | – | €282 521 | 2025 |
| Ilmatsalu tn 46 | 130 m | 32 | €2.83 | €1.65 | €1 | no | 2025 |
| Ilmatsalu tn 36 | 160 m | 20 | €2.45 | €1.57 | – | no | 2025 |
| Ilmatsalu tn 26a | 210 m | 43 | €1.96 | €0.96 | €1 | no | 2025 |
| Kannikese tn 33 | 220 m | 85 | €1.92 | €0.67 | – | no | 2025 |
| Ilmatsalu tn 26 | 260 m | 4 | – | – | – | no | 2025 |
| Ilmatsalu tn 7 | 280 m | 24 | €2.54 | €0.62 | €14 | no | 2025 |
| Ilmatsalu tn 18a | 320 m | 24 | €2.94 | €0.78 | €14 | €26 940 | 2025 |
| Neighbours' median | €2.69 | €0.96 | €6 |
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Repair fund balance
Saved and not yet spent, at year end.
Money in and out
When the collected bar is taller the fund grew; when spending is taller, savings were used.
Repair fund at the end of 2025: €14 795 = €3.51/m² ≈ €197 per flat
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€1 376 330 outstanding at the end of 2025 ≈ €18 351 per flat
Principal due in the next 12 months €52 094 ≈ €4 341 a month (€58 per flat, plus interest)
| Lender | Balance | Rate | Ends |
|---|---|---|---|
| Swedbank | €1 376 330 | – | – |
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €244 560 | €72 525 | €36 596 | €29 584 | ×8.3 |
| Repair spending | €212 165 | €36 743 | €5 370 | €960 | ×221.0 |
| Repair fund balance | €14 795 | €5 370 | €0 | – | – |
| Loan balance | €1 376 330 | €1 425 764 | €0 | – | – |
| Cash | €40 526 | €131 246 | €26 026 | €35 121 | +15% |
| Reserve capital | €6 700 | €6 700 | €6 700 | €6 700 | ≈ |
| Association expenses (income statement) | €246 598 | €71 764 | €28 482 | €23 319 | ×10.6 |
| Result for the year | −€2 031 | €781 | €8 118 | €6 269 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Aruandeaastal teostati remonditöid 212 165 € eest. Remondifondi jääk aasta lõpus oli 14 795 €.
members: 75 private.
See also
Frequently asked questions
What are the running costs of the Ravila tn 62 apartment association?
Per the association's 2025 annual report: a typical flat paid €184 a month; the association's own fees excluding utilities €4.83/m² per month.
How big is the repair fund of the Ravila tn 62 apartment association?
The repair fund held €14 795 at the end of 2025 (€3.51/m², ≈ €197 per flat). In 2023 it was €0. Compared with Veeriku linnaosa, Veeriku subdistrict: lowest quarter locally.
Does the Ravila tn 62 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €1 376 330 (≈ €18 351 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Ravila tn 62 apartment association gone up?
Member fees totalled €29 584 in 2022 and €244 560 in 2025 — a change of +727%. Latest year: +237% vs 2024.
How does the Ravila tn 62 apartment association compare with neighbouring buildings?
There are 25 associations with reports on the same street and within 500 m. Their median: total costs €2.89/m² per month; repair fund €8.20/m² (here €3.51/m²).
How big is the Ravila tn 62 apartment association and who manages it?
75 flats. Registry code 80006175; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 4 219 m².